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NILICO 


= 
= 


IRST OF ALL, I WANT TO THANK YOU 
for your hard work, dedication, persever- 
ance, and loyalty in 2014. The year had 
its challenges, as each year does, but you navi- 
gated the peaks and valleys like the pros you 


Roger Smith 


200 MILLION 


are, and the result was a year that should be a 

source of pride and accomplishment for all of us: 

e Nine of the twelve months of 2014 
showed record-breaking production. 

e October was the best month in 
Company history, with more than $17.2 
million in production. 

* In November, I announced our theme 
for 2015: SHIFT, as in amp it up, dig 
deeper, push harder, go faster. You not 
only took that to heart, you didn't even 
wait until the New Year to run with it 

— in December, we celebrated the best 
production week in Company history, 
with more than $5.1 million net ALP. 

e We ended the year with 13 percent 
growth. While not a great year, it was a 
good, solid year, for sure. 

To me, your accomplishments in 2014 are 

a testament to how great we can be when our 
minds are focused and our hearts are commit- 
ted to a common goal. 

When I assumed leadership of AIL in 1999, 
our production was at $48 million. We set a 
lofty goal of $50 million for the following year. 
It was a huge goal that required a level of com- 
mitment like never before. We did it and we've 
never looked back. 

In 2008, we broke the $100 million mark. 
Think about that for a moment: it took 48 


years to reach $50 million, but only 9 years to 
double that. 

And мете going to do it AGAIN in 2015, 
when our goal is to break the $200 million bar- 
rier. Folks, while this is historic, at the same 
time, its totally doable. There is absolutely 
no doubt in my mind that we will achieve 
this milestone. 

That being said, it will surely require 
consistent intense effort and a daily focus on 
being our best. It will require each of us to 
SHIFT — engage fully with what's in front 
of us. Most of us have gears we never use. 
It would be a shame to drive a Ferrari like 
a mini-van. 

SHIFT — open the throttle full out as we 
race toward our common goal. Use every bit 
of strength, power, and ability God gave you to 
SHIFT into a year of total greatness. 

SHIFT and bring this company to the 
NEXT level, NEXT phase, NEXT gear, NEXT 
heights, NEXT evolution. 

Thank you again for finishing 2014 strong. 

2015 is OUR year to 
rewrite the history book 
of American Income 
Life and National 
Income Life. 


I can’t wait to see 
what we're gonna do! @ 


SPOTLIGHT 


A monthly publication spotlighting top 
producers of American Income Life, National 
Income Life and Union Heritage Life 


Sam Yarbrough / syarbrough@ailife.com 
Leah Fry / Icfry@ailife.com 
Jonathan McGinnis / jpmcginnis@ailife.com 


Mikailah Clark / mlclarkaailife.com 
Maggie Hill / mmhill@ailife.com 


Daniel Acton, Robyn Allen, Becky Brown, 
Paula Clements, Wendy Copeland, 
Karen Curtis, Barbara DuPree, Lana Giebe, 
Angel Henderson, Jamie Kiefer, 
Mary Lampert, Mufieca Moody-Yanez, 
Luke Murphy, Pat Nevarez, Kristin Nichols, 
Teri Porter, Christina Pretzman, 
Tonia Stonum, Rhonda York 


is published monthly by 
American Income Life Insurance Company 
for the dissemination of information 
to its Producers. Prior permission must 
be obtained from American Income for 
reproduction or other use of material herein. 


254-761-6400 


www.ailife.com 
www.nilife.com 
www.unionheritagelife.com 
www.AlLLaptopOnDemand.com 
www.NILICOLaptopOnDemand.com 
www.ailacademy.com 
www.mylifeatail.com 
www.mylifeatnilico.com 
www.ailnews.com 


© www.twitter.com/AlL. NILICO 
ЕЗ www.facebook.com/ALL.NILICO 
£3 WWW.youtube.com/AILifeTV 


www.ailife.com/recruiting 


ПЕТ january 2015 


VOL. 48 NO. 1 


SGA Career Track М 2 
New Markets Opening & Expanding! 

There is a growing need for ambitious leaders. AIL/NILICO is looking for 

MGAs and GAs wanting to pursue the SGA Career Track. If you are interested, 

speak to your SGA, then send an email to: futuresga@ailife.com. 


Required Retention Rate 


Effective Jan. 1, 2015, to be eligible for bonuses and be featured in Spotlight, 
Producers must meet the required Retention or the minimum Net to Gross. 
Net to Gross varies based on bonus guidelines and is used only during the 
Producer's first nine months. The rates listed are for Spotlight recognition only. 


Retention: 70.096 
Net to Gross: 80% 


Dates to Remember 


eApp business and paper applications subject to the 7 day hold should be uploaded or sent to Home Office by 
Friday 02/20 before 2:00 p.m. CST. Paper apps excluded from the 7 day hold and PR credits should be sent to Home 
Office by Wednesday 02/25. eApp business excluded from the 7 day hold should be uploaded by Friday 02/27 
before 2:00 p.m. CST to count for February production. 


($4,194,818 


in total bonuses were paid out this month by AIL and NILICO. For more information on the monthly bonuses, 
turn to Page 30-37. 


 THETHRILL QE 
2015 COMPANY GOAL 
ALLYEAR LO ДЕГ 


“ж 
*Look for the asterisk! the asterisks, shown throughout the magazine, indicate that Nits 
place will be a year-to-date award winner. The Producers, who will be recognized at the 2015 Awards 
Presentation are: the top SGA from each category based on YTD First Six Month Objective Percentage 
plus YTD Net ALP growth percentage, the top two RGAs, the top five MGAs, the top five GAs, the top 


SA, and the top ten Individual Producers, the top two PR Representatives from each category, and 
the top three PR Managers. View the 2015 Convention Qualifications online at www.ailife.com or 
www.nilife.com. Check your production! If there is an asterisk by your position, 
you could be on your way to stay at the wonderful Manchester Grand Hyatt 
in sunny San Diego, California! The convention will be held May 14-17, 2015. 


Nicholas Abbass 
Crystal Adams 
Thomas Agee 
Angelique Albert 
Thbeni Amin 

April Anderson 
Elizabeth Andrews 
Jonathan Black 
Renada Bogan 
Brent Cave 

Molly Chez 
Hyunchul Chung 
Shannah Connors 
Jessica Cuff 
Peter Cullinane 
Krystal Dalton 
Charles Davidson 
Vanessa Delery 
Mario Diaz-Rivera 
Tanya Dodson 
Kevin Dotzel 
Chagai Englender 
Olusoji Falana 
Yairaniz Figueroa-Ruiz 
Cristina Fox 
Carlos Frazier 
James Frese 
Laura Frew 
Richard Gaffney 
Kaprice Glover 


Priscila Gonzalez 
Joshua Graham 
Charles Granston 
Jeanne Halabi 
Ashley Halstead-Clark 
Kelly Hannan Daley 
Asiguy Haugabook 
Loloahi Havea 
Paul Helling 

Violet Hepburn 
Andrew Hieber 
Minh Ho 

Heidi Holt-Peel 
Shelby Huff 
Hinalei Hukehuke 
Catherine Jackson 
Hannah Jeffcoat 
Kelsi Jewell 
Brittany Jhu 
Sheron Johnson 
John Keslar 

Tze Teng Khoo 
Jennifer Kimmel 
Michael LaFreniere 
Donte Long 

Dana Lynch 

Lisa Magaw 
Jonatha Makemda 
Mario Maric 

Ericka Martinez 


Lorena Martinez 
Robert Martinez 
Michael Merlo 
Ricky Mizell 
Graham Moore 
William Neal 
Matthew Newell 


Patrick Ngangyou Tchounchui 


James Nickerson 
Jon Nielsen 

Ryan Orloski 
Tangataotiuana Pasikala 
Clarissa Peterson 
Chad Price 

Tracy Procyk 
Donrie Purcell 
Daniel Reyes 
Tiffani Ronda 
Benjamin Salyers 
Rachael Santee 
Joshua Schofield 
Brittany Schossler 
Christopher Shuman 
Ceaser Silva 

Tonya Sims 

Lauren Smalley 
Austin A Smith 
Michael J Smith 
Bryon Sturgill 
Jamie Tan 


Tovaughna Tipton-Adams 
Asenita Tiseli 

Angela Torres 

John Turner 

Eipo Tutagalevao 
Zachary Vance 

Pedro Vazquez Armenteros 
Sanjae Watkis 

Tom Weller 

Roberta Whitman 
Keshira Wynn 

Kevin Yen 

Henri Young 

Matthew Zang 

Margarita Aguila Campos 
Katelyne Alexander 
Michael Almonte 
Christopher Angelos 
Elisabeth Ayala 
Christopher Bentley 
Idyle Blanc 

Jessica Boss 

Jerome Boyd 

Joel Braggs 

Daniel Brigham 

Leroy Brown 

Braden Buck 

Tiara Carpenter 

Takela Carrington 
Racquel Castillo 


$1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 


> This bonus will be effective after January 2015 AP&P Reports 
have been run. First payment with new guidelines will be in 
February 2015. 


> Eligibility must occur in the 3rd, 4th or 5th month of tenure. 
Tenure month is determined by agent’s contract date (first 
application date) with the Company. Hire/code month is Month 


One and based оп agent's first application date in the system. 
Hire month counts as a full month of tenure regardless of 
whether agent codes on the first day of the month or last day 
of the month. 


> Agent must have minimum of 86% Net-to-Gross in month 3 and 
82% Net-to-Gross in months 4 and 5. 


*Qualifications and guidelines are on the ARC. 


Sam Chan $1,250 Quentin Polk $1,250 Joshua Cohen $500 Maria Montoya $500 
Brendon Comeau 1,250 Kenneth Preston 1,250 Thomas Cole 500 Denise Moore 500 
Megan Connors 1,250 Kyle Reeves 1,250 Isabel Contreras 500 Randy Moore 500 
Francico Contreras 1,250 Virginia Rice 1,250 Brianna Curry 500 Tyler Moore 500 
Derek Coppella 1,250 Jordan Richardson 1,250 Peter Davis 500 Jacqueline Morris 500 
Timothy Cowart 1,250 Mustafa Ridha 1,250 Jesse Deer 500 Jeremy Morris 500 
Joshua Crisp 1,250 Thomas Robinson 1,250 Silvana De La Jara 500 Scott Mudrak 500 
Leon Dales 1,250 Marcus Rodgers 1,250 Latisha Dickens 500 Serah Muhungura 500 
Michael D'Angelo 1,250 Vanessa Romero 1,250 Angelia Dorsey 500 Sione Nau 500 
Lindsay Davisson 1,250 Patrick Rowe 1,250 Martyna Dudapasieka 500 Daniel Nelson 500 
Kristopher Davros 1,250 Derek Sandilands 1,250 Bonnie Dupre 500 Ikechukwu Nwaeze 500 
Jonathan Deperalta 1,250 Diane Sawyer 1,250 Dawn Eckelberry 500 Adrian Ortiz 500 
Kaitlyn Estes 1,250 Brad Schenerman 1,250 Joshua Egyud 500 Keba Patterson 500 
Luz Garcia 1,250 Tatum Schneidmiller 1250 Margaret Faagutu 500 Kimberly Peckham 500 
Donna Glende 1250 Kelly Schoenherr 1250 Casey Finley 500 Amanda Peterson 500 
Charles Glenn 1,250 Ernst Sejour 1,250 Brodie Fischer 500 Paula Pettigrew 500 
Chelsea Gobes 1,250 Barinderjit Singh 1,250 Derek Foore 500 Abigail Plache 500 
Felix Gonzalez 1,250 Sawyer Skaggs 1,250 Briana Foster 500 Shanelle Quinn 500 
Rafael Gonzalez Zerpa 1,250 Stuart Squires 1,250 Lorraine Gallagher 500 Belinda Rickles 500 
Tajmane Grant 1,250 Karla Stewart 1,250 Marleny Garcia 500 Appoline Ridore 500 
Angela Greene-Holder 1,250 Louis Thacker 1,250 Jeffrey Graham 500 Elizabeth Riley 500 
Stephanie Haarer 1,250 Justin Thomas 1,250 Stephan Gustafson 500 William Robinson 500 
Carrie Hammer 1,250 Julie Thompson 1,250 Steven Guttman 500 Mario Rodriguez 500 
Zachary Hansen 1,250 Crystal Triplett 1,250 Chad Hannon 500 Jacqueline Roth 500 
Brian Howard 1,250 Nauleni Tuionetoa 1,250 Channing Hayes 500 James Russell 500 
Paula Jaime-Agramon 1,250 Lee van Delft 1,250 Sina Heak 500 Mohammad Saatsaz 500 
Dara Jean-Pierre 1,250 Hannah Vizmanos-Bacaron 1,250 Jay Hernandez 500 Lisa Sarish 500 
Brenna Jensen 1,250 Christine Walker 1,250 Victoria Herrera 500 Anne Schultz 500 
Jasmine Johnson 1,250 Shane Walters 1,250 Myrissa Holloway 500 Sara Schultz 500 
Frank Kacvinsky 1,250 Heather Ward 1,250 Dwight Holmes 500 Zara Schultz 500 
Lydia Kimbrough 1,250 Rickey Watson 1,250 Yiyan Huang 500 Sara Shelton 500 
Colin King 1,250 Melan White 1,250 Albert Hugar 500 Jake Sherman 500 
Dustin King 1,250 Alba Williams 1,250 Perenaise Hukehuke 500 Steven Sinclair 500 
Holli Kolkowski 1,250 Tabitha Witherell 1,250 Xylina Ibanez 500 Betty Smith 500 
Michelle Leese 1,250 Christy Young 1,250 Monique Irby 500 Takiyah Smith 500 
Ivan Leung 1,250 Gintare Zubrute 1,250 Danielle Johnson 500 Tambra Smoot 500 
Marc Liedka 1,250 Bhanica Adams 500 Serena Johnson 500 Eric Spells 500 
Dawei Liu 1,250 Akinbowale Adewumi 500 Faith Jones 500 Paula Stiefel 500 
Daniel Lopez 1,250 Duke Adujones 500 Ryan Kane 500 Kevini Taione 500 
Marjorie Maguire 1,250 Toniann Allen 500 Brittany Knight 500 Marlene Talamantes-Saucedo 500 
Michael Mallia 1,250 Trine Andersen 500 Cathleen Kuhns 500 lleana Tatafu 500 
Heather Matchett 1,250 Edford Banuel 500 Ethel Laskowski 500 Katherine Then-DeLaCruz 500 
Sela Mavae 1,250 Michael Barahona 500 Jorge Leon 500 Davia Thompson 500 
John Mayo 1,250 Kyle Barter 500 Alicia Lewis 500 Jesse Thrash 500 
Carey McCormick 1,250 Jaunna Batty 500 Jon Liguori 500 Pawel Topor 500 
Darryl McCoy 1,250 Sherry Bennett 500 Larry Littlejohn 500 Jason Tuttle 500 
Chance McKenzie 1,250 Nathaniel lan Bensimon 500 Zachary Long 500 James Urban 500 
Hussain Mir 1,250 Richard Bentley 500 Man Luc 500 Reyna Valadez 500 
Yevgeniy Miroshnikov 1,250 Ashley Bettis 500 Mariela Luis-Rios 500 Colleen Ware 500 
Karen Mosley 1,250 Tony Bisirri 500 Joseph Luminiello 500 Daphne Weber 500 
Kelly Nails 1,250 Danielle Boone 500 Andrea Markosky 500 Paul White 500 
Vashawn Nelson 1,250 Andrew Bradfield 500 Itili Masila 500 Shayla Williamson 500 
Derrick Newmeyer 1,250 Oraefo Brown 500 Ashley McCall 500 Alston Wilmot 500 
Lindsay Nielsen 1,250 Rhonda Brown 500 Joann McCullough 500 Andrew Wilson 500 
Beau Norton 1,250 Thomas Brown 500 Mark McGinnis 500 

Ashley Ornelas 1,250 William Bryan 500 Sunnie McRee 500 

Robert Pace 1,250 Kayla Buttrey 500 Matthew Meaney 500 

Carrie Padgett 1,250 Matthew Carr 500 Arthur Menina 500 

Zachary Pareja 1,250 Matthew Cessna 500 Nicolas Messe 500 

Ernest Patterson 1,250 Jennifer Chace 500 Lydia Milligan 500 

Nick Pestana 1,250 Derren Chapman 500 llaisa Moala 500 


06 Т МІ VI i Vig 1/7, \ 


Y 


л ИБ, И-И Жа А 


Samantha Chui, SGA Maria Diringer, AGT Howard Dotson, AGT Sina Tuilaepa, AGT Beth Wilson, AGT Jamal Hamdan, AGT Klewaslall Ramlal, AGT 
Doreen Ryan-Foti, RGA Larry Finch, AGT Meakie Grice, AGT Kim Vance, SA Thomas Yarbrough, GA James Harding, GA PaulRegner,GA И 
Larry Chick, AGT Dianna Lueke, PR Aaron Haynes, AGT Cherylece Watkins, SGA Lynne Hebert-Ouellette, SA Jordan Reinhold, SA ы» 
Jerry Hartnett, PR George Lahamedjian, AGT Richard Nypower, AGT Christopher McFoy, SA Adem Abdula, SA Brandi Hershey, AGT LaMorris Reynolds, GA 
Steve Surace, RGA Chad Panzer, SGA Andrew Sunkin, AGT Edna Alcazar, AGT Tiffany Babin, GA Jim Hintze, SA Jane Rowell, GA 
Tom Williams, SGA Michael Vasu, MGA Aaron Parks, GA Kascey Williamson, GA Glenn Arakawa, GA Kayon Banton, AGT Mohammed Hoque, SA Tunganekore Takave, AGT 
Paul Winslow, PR Dan Rubio, SGA Anacleto Arevalo, GA Jett Barnes, SA Barbara James, AGT Margaret Thompson, AGT 
Ken Altizer, PR Daniel Toshner, AGT Erin Allen, MGA Lisa Bennett, PR John Barnes, SA Hugh Jeffers, AGT Erin Tjornhorn, AGT 
Jackie Alston, AGT Jessica Wilhite, MGA Aurelia Balkovics, AGT Nicole Bromley, GA Alejandro Bautista-Palafox, AGT Daniel Juskiw, SA Heather Wallace, SA ХИ 
Erin McKee, PR Mark Beckford, RGA Elyse Bryan, GA Everton Brooks, SA Robert Brod, SA Justin Kahabka, AGT Jonathon Westwood, AGT 
Carlo Bonifazi, AGT Marlene Alen, PR Iman Chehli, AGT Elizabeth Casey, MGA Haydee Burrola, SA Iva Kalinova, MGA Melinda Witkop, SA 
Bobby Gujral, RGA Kathryn Chaisson, AGT Thomas Bonner, AGT Shawntae Collins, MGA Justin Crawford, MGA Anastasia Burtnick, SA Shermaine Kelly, AGT Lisa Woodson, SA 
Krissa Hensley, PR Dustin Dunbar, AGT Ruth Charlesworth, AGT Christopher Davidson, AGT Komo Davis, GA Jamela Butler, AGT Andrea Kessler, SA Mila Zhanataeva, AGT 
Marcus Howard, AGT Hunter Houvener, RGA Joshua Dishong, AGT Jeanette Dodd, PR Bradley Christiansen, MGA Warren Kettlewell, AGT 
Erica Dalager, PR Lee Jeffers, MGA Richard Johnson, GA Pamela Faircloth, AGT Sarah Gilmore, AGT Maria Consunji, AGT Nathan Knox, SA 
David Wang, MGA Daniel Jones, AGT Bradley Kampmeier, AGT Kierra Goodwin, AGT Lori Grasham, PR Paul DiVincenzo, AGT Kevin Kyler, GA 
Stephen Matous, PR James Keefer, MGA Brandi Graff, AGT Meaghan Kehl, MGA Linda Eichelberger, MGA Thomas Lafferty, AGT 
Samuel Cohen, RGA AshLynn Orng, MGA George Murry, PR Carolyn Havens, AGT Holly Lacey, GA Randall Eli, AGT Courtland Laws, AGT 
Zachary Hart, SGA Raymon Reynolds, AGT Robert Hooper, AGT Phillip McElfresh, SA Stephen English, GA Joelma Lee, SA 
Nancy Myers, AGT Mark Flemm, PR Anna Senra, GA Paul Kelly, RGA Erikka Michaels, MGA Barbara Evenson, AGT Morgan Lobello, GA 
Ryan Stenglein, RGA Nicholas Lorence, RGA Peer Shmelzer, MGA Shane Knowles, PR Heather Miller, GA Ruth Fields, AGT William Loffer, AGT 
Thomas Tulowiecki, AGT Amanda Mlinaz, PR James Smith Jr, AGT Јаһага Lewis, GA Grant Myers, GA Ana Finau, SA Caroline Mikhail, MGA 
Katherine Pratt, PR Judy Spade, PR Richard Mansfield, RGA Nacole Newbold, GA Sheffard Finklea, SA Thomas Molinski, SA 
Tasha Tucker, AGT Gary Rothman, PR Casey Sperzel, AGT Kayla Mclver, MGA David Palmer, MGA Joseph Frankine, AGT Nikolas Moreschi, GA 
John Serrano, AGT Christina Stableford, PR Mohammed Moalawi, MGA Frank Radney, AGT John Н Garrett, GA Murray Nagler, GA 
Devin Phillips, AGT Marcus Moody, GA Rakesh Ramkarran, SA Brigitte Gilchrist, AGT Craig Newell, AGT 
Michael Baguer, AGT Pamela Altman, MGA Oscar Ortiz, GA Joseph J Smith, GA Liam Gillis, SA David Pearson, AGT 
Daryl Barnett, PR Daniel Bauer, GA Lora Beronja, AGT Anthony Sava, GA Candace Thomas, AGT Tucker Gregor, MGA Jack Poplin, AGT 
() | 
! 
Kenneth Gipson Bryan Galligan Richard Mitsui Joel Barkey Jacob Davis William Jordan Mustafa Ridha 
Darrell Asbell John McDougald Donald Gregoire Jazmine Munoz Martino Basadonna Jesse Deer Jessica Kindred Eniezer Rios 
Badum Maaloo Min Mitchell Jayshaun Johnson Nicole Neil Vanessa Bascar-Fernandez Phillip Douglas Matthew Koleszar Kenneth Rogers 
Robert Park Richard Pazak Charmaine Lam Lindsay Nielsen Tony Bisirri Carlos Frazier Keith Kreyling Lisa Sarish 
Dominic Telymonde Eric Snyder Lisa Normile Kevin Bomar Joshua Gassman Matthew Kurey Cameron Singer 
Janet Buckley Zachary Vance James Sodan Raven Pegues Ryan Brown Krystal Goates Thomas Lypps Eric Spells 
Matthew Cartwright Juan Venegas Marie St Germain Patricia Romero-Otero Jeffrey Calvert Bradley Gray Mark McGinnis Susan Sun 
Bradley Christiansen Daryl Williams Mackenzie Rose Marco Camire Nicholas Groenewegen Chance McKenzie Jason Tuttle 
Nathan Friend Timothy Cowart Michael Russo Shane Carlson Stephan Gustafson Michael McNorgan Reuben Vincent 
Felicity Hammill Armando Aiello Mario Diaz-Rivera Jason Smith Matthew Caternolo Mohamed Haddadi Noah Miller Shane Walters 
Demitrius Lucas Coral Ashe Menno Glick Marissa Smith Jennifer Chace Casey Hayes Ernest Patterson Alexandra Wedderburn 
Mohammed Moalawi Tiffany Babin Raquel Hernandez Jesse Thrash Justin Chappell Reginald Heard Sheldon Pearson Kurt Wolfort 
Lisa Richardson Luke Biereonwu Mandy Johnson Keyonda Watson Kelly Charter Antonio Hodges Jacqueline Pittman Ghia Yancey 
Shelley Suggett Jamie Brown Daniel Karrip Benjamin Wilson Thomas Cole Tarna Holyk Kenneth Preston Jinnie Yoo 
Allen Watson Brianna Curry Joshua Kershaw Peter Cullinane Torrance Jacko Rakesh Ramkarran 
Brandon Edens Eric Konley Peria Afuamua John Daft Dara Jean-Pierre Kyle Reeves 
John H Garrett Bradley Fordyce Kerry Matthews Edford Banuel Leon Dales Brenna Jensen Steaphen Richardson 


Jose 


" EUM "m -— ді 
! Carvajal 


m 


S P4 | 
> A y | 
, | Jose’s Agency achieved 
& PN s | 223% growth over 
сез ИЕ = § December of 2013. 


First Leadership 101 for 2015 


| Make 2015 the year to SHIFT your career course to the 
М | management track at American Income Life and National 
| Income Life. Leadership Academy is your ticket! 


Recognizing thefachievements]of[Our 
newestistate]General/Agents 


More than 100 aspiring leaders attended Leadership 101: 
The Fundamentals of Agency Building, January 19-21 at the 
McKinney Conference Center, where music, dancing and 
Red Bull were the order of the days. 


As is the case with all Leadership schools, Leadership 101 is 
a chance to network with peers, form and renew friendships, 
sharpen skills and get a better understanding of the Company 
vision as you learn from the best. 


In addition to members of the Home Office senior 
management team, SGAs David Zophin and Laura Fisher 
also took time out of their busy schedules to share their 
insights and experience. 


Upcoming sessions: 


01: Building for Ownership — February 16-18 
n 301: Top Gun — March 17-18 


If you are interested in attending, talk to your SGA about 
qualifications. 


Chelsie Young 
Phillip McElfresh 
Victor Agurto 
Sandra Sandoval 
Duane Shaw 

Alix Albright 
Brian Gilmore 
Bethany Dibble 
Julianne Scavo 
Pauline Cresswell 
Christopher Pabon 
Paul Torman 

Joel Braggs 
Christina Meyer 
Victor Zavaleta 


Morgan Lobello 
Enrique Sandoval 
Jesse Rennich 
Felicity Hammill 
Craig Ebinger 
Dominic Telymonde 
Erin Moyer 
Joshua Krueger 
Ryan Feehan 
Fran Kolos 

Robert Schneiderman 
Oscar Betancourt 
Nicholas Lasala 
Robert Drake 
Gabriela Sime 
Moli Kaufusi 
Patricia Cicerale 
Marta Cunha 
Taurean Flournoy 
Andrzej Sertler 
Alon Fischer 
Philip Kruger 
Ileana Lopez 
Brett Maurice 
Timothy Bugge 
David Chen 

Sokol Fazliu 

Erica Fitzsimmons 
Heather Miller 
Aaron Parks 
Michael Russin 
Jamie Winters 
Pablo De La Cruz 
Joseph Quintons 
Barbara Seyoum 
Ramon Velasquez 


UJ) шо UJ шо UJ шо шо UU UJ UJ Jd de ON 


UJ) UJ UJ шо UJ LU шо LU UJ LJ LU LJ LU LJ UJ 4e & de de de Un їл Un Un Un Un їл їл су су Ds Co о 


Sabrina Lloyd 
Simon Arias 
Giglione-Ackerman 
Sabrina Lloyd 
Sabrina Lloyd 
Simon Arias 

Simon Arias 
Richard Correa 
Richard Correa 
Steve Friedlander 
Giglione-Ackerman 
Giglione-Ackerman 
Kyle Johnson 
Sabrina Lloyd 
Sabrina Lloyd 


Gig 


ione-Ackerman 


Sabrina Lloyd 
Simon Arias 
Richard Correa 


Gig 
Gig 


ione-Ackerman 
ione-Ackerman 


Slav Bitman 
Richard Correa 


Gig 
Gig 


ione-Ackerman 
ione-Ackerman 


Sabrina Lloyd 
Bob Olson 
Theodore Pappas 
Surace-Smith 
Laura Fisher 
Steve Friedlander 
Giglione-Ackerman 
Giglione-Ackerman 
Kyle Johnson 
Sabrina Lloyd 
Theodore Pappas 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 

Jose Carvajal 
Samantha Chui 
Samantha Chui 
Brandon Cooley 


Marco Camire 
Lynne Hebert-Ouellette 
Anthony Sava 


Pedro Vazquez Armenteros 


Elizabeth Chilson 
Michelle Clavijo 
Nathan Crandell 
Hamilton Cribbs 
Pennie Jansik-Keller 
James Kinman 
Levi Porto 

James Shouse 
Jenna Grula 
Austin Soboleski 
Cathleen Hairston 


Oliver Zettas 

Andre Hawthorne 
Jillian Rooks 
Leticia Fields 

Scott Montgomery 
Llesena Tejeda 
John McDougald 
Aaron Dupras 
DeAnthony Hartman 
Matthew Bogle 
Amy Skalsky 

Jason Lee 

Amanda South 
Angel Martinez 
Grant Myers 

Kyle Schimizzi 
Reynolds Akuamoa 
Bilal Farsakh 
Harrynarine Ramoutar 
Andrew Chambers 
Gerald Norton 
Jeremie Dupuis 
Christopher Kennedy 
Jason Ryen 

Daniel Walton 
Justin Barker 
Nicole Bromley 
Carlo Buhay 
Robert Ford 
Jahara Lewis 
Kendra Omg 

Tibor Simon 
Steven Stensrud 
Ashleigh Sweezo 
Daniel Bauer 
Daniel Dunham 


3 
3 
3 
3 
2 
2 
2 
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2 
2 
2 
9 
7) 
2 
2 


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Imran Satti 
Imran Satti 
Surace-Smith 
Williams-Zophin 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Simon Arias 
Simon Arias 
Slav Bitman 


Richard Correa 
Laura Fisher 
Laura Fisher 

Don Foti 

Don Foti 

Cindy Furer 
Giglione-Ackerman 
Zachary Hart 
Zachary Hart 
Matt Henderson 
Chris Hernandez 
Sabrina Lloyd 
Eric Neal 

orian Oldham 
orian Oldham 
Oldham-Bianchi 
Theodore Pappas 
Theodore Pappas 
Theodore Pappas 
Philip Prata 

Dan Rubio 

mran Satti 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Brian Traboulay 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Simon Arias 
Simon Arias 


Menno Glick 
Nichelle Alves 
Allison Cole 
Kimberle Spooner 
Michael O'Donnell 
Taylor Black 
Daniel Franke 
Michael Licata 
Toni Mussara 
Rebecca Warrington 
Roosevelt Wilson 
Rohan Smith 
Marie St Germain 
Ricardo Galvez 
Jeffrey Gilliana 


Jeremiah Wiskeman 
Tyler Worstell 
Lalitha Janardhanan 
Antonio Ramirez 
Jamie Cates 


Jennifer VanKerckvoorde 


Delmy Diaz-Cervantes 
William Soulier 
Donald Felix 
Marcia Matthews 
Lincoln Murdoch 
Rene Ortega 
Amber Dregalla 
Jonathan Hobbs 
Silvana Pajor-Flores 
Vinecia Moore 
Angela Bauer 
Brandon Jones 
Christine DiSanto 
Christian Fahey 
Christine Barbour 
Stephen Giddens 
Darrin Roberts 
Micah Focken 
Dennis Hickey 
Michael Stuver 
Tom Weller 

Elyse Bryan 
Immacula Jacques 
Matthew Cartwright 
Michael Coulthard 
Leya Kirchstein 
Kascey Williamson 
Charmaine Lam 
Demitrius Lucas 
Marie St Germain 


MJ MJ MJ MO BO MO MO MO MO MO MO MO MJ MJ NO 


кә кә кә ко кә MO кә MO MO MJ ко MO кә BJ ко кә кә MO MO MO MO MO MJ MJ кә MO MO MJ MO MO MO MO MO MO MO MD 


Jason Bratin 
Samantha Chui 
Richard Correa 
Richard Correa 
Laura Fisher 
Giglione-Ackerman 
Giglione-Ackerman 
Giglione-Ackerman 
Giglione-Ackerman 
Giglione-Ackerman 
Giglione-Ackerman 
David Hausman 
Kyle Johnson 
Sabrina Lloyd 
Sabrina Lloyd 


Simon Arias 
Simon Arias 

Slav Bitman 
Jose Carvajal 
Jared Cleckner 
Eric Cochran 
Cohen-Cohen 
Randall Cook 
Brandon Cooley 
Brandon Cooley 
Brandon Cooley 
Brandon Cooley 
Richard Correa 
Richard Correa 
Richard Correa 
James Cunningham 
Joseph Diecedue 
Mitch Duplantis 
Giglione-Ackerman 
Giglione-Ackerman 
Steve Greer 
Steve Greer 
Steve Greer 
Zachary Hart 
Zachary Hart 
Zachary Hart 
Zachary Hart 
David Hausman 
David Hausman 
Chris Hernandez 
Chris Hernandez 
Chris Hernandez 
Chris Hernandez 
Marko Jankovic 
Kyle Johnson 
Kyle Johnson 


Drake Walker 
Sarah Ferguson 
Gretchen Lasser 
Charles Belt 
Tobias King 
Jayshaun Johnson 
Michael Merlo 
Lindsey Dettwiller 
Orby Kelley 

Travis Kovach 
Heather Wallace 
Jonathan Seguin 
Verniecia Shivers 


Oliver Nivaud 
Steven Rios 
Daryl Williams 
Elias Boles 
Jackson Cook 
Veronica Carrion 
Min Mitchell 
Rebyka Moyer 
Robert Wright 
Paul Streater 
Frank Cordaro 
Mark Glazer 

Mir Khan 

Amr Shater 
Matthew Bell 
Nikolas Moreschi 
Kevin Kyler 
Carey Markoe 
Geddes Robinson 
Joseph J Smith 
Kingsley Ke-Eh Tazinya 
Nacole Newbold 
Brent Bowling 
Eric Peyton 
Nicholas Scordos 
Anthony Theriault 
Eric Thompson 
Ashley Wenning 
Richard Johnson 
Marcus Moody 
James Frodyma 
David Robinson 
Nickoy Hylton 
Noel Rose 


кә кә кә кә кә кә кә кә кә MO ко M) Мә 


кә кә кә кә кә кә кә кә кә MO кә кә ко ко кә Кә кә MO MJ MO MO MO MJ Мо MJ MJ Мо MJ Мә MJ) Ко Ко КО КО 


Eric Neal 
Oldham-Bianchi 
Oldham-Bianchi 
Bob Olson 

Bob Olson 

Chad Panzer 
Theodore Pappas 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Hancock-Taylor 
Brian Traboulay 
Williams-Zophin 


Chris La Fond 
Sabrina Lloyd 
Eric Neal 
Oldham-Bianchi 
Oldham-Bianchi 
Bob Olson 

Bob Olson 

Bob Olson 

Bob Olson 

Chad Panzer 
Theodore Pappas 
Theodore Pappas 
Theodore Pappas 
Theodore Pappas 
Philip Prata 
Philip Prata 
Scott Rehberg 
Scott Rehberg 
Scott Rehberg 
Alex Roland 

Dan Rubio 

Imran Satti 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Jamison Weatherspoon 
Jamison Weatherspoon 
Jeremy Welch 
Jeremy Welch 
Williams-Zophin 
Williams-Zophin 


Zach Otto 

Marian Sertler 
Corey Helly 

Mark Kukielski 
Matthew Diulus 
Justin Adams 
Ransey Vazquez 
Erin Allen 

Bobby Szwaja 
Evan Holzhauer 
Christopher Rodriguez 
Patrick Bendure 
Matthew Parks 
Herman Fennell 
Jamey Haugen 
Ofa Tupouniua 
Michael Gerstein 
Corey Hallam 
Thomas Vena 
Mark Beckford 
Patrick Knouse 
Brian Zuzick 
Mavrick Fredericks 
Steven King 

John Sparby 
Cynthia Schneiderman 
Nicholas Moore 


Robert Janev 


14 Sabrina Lloyd 
14 Sabrina Lloyd 
11 Giglione-Ackerman 
11 Eric Neal 
10 Simon Arias 
9 Simon Arias 
9  BobOlson 
8 Richard Correa 
8 Theodore Pappas 
7  Giglione-Ackerman 
7 KyleJohnson 
7  Surace-Smith 
7 Surace-Smith 
6 Samantha Chui 
6 Richard Correa 
6 Steve Friedlander 
6 — Giglione-Ackerman 
6 — Giglione-Ackerman 
5 Simon Arias 
5 Slav Bitman 
5 SlavBitman 
5 Laura Fisher 
5 Giglione-Ackerman 
5 Zachary Hart 
5 Chris Hernandez 
5 Sabrina Lloyd 
5 Oldham-Bianchi 


33 Sabrina Lloyd 


THE MINIMUMS FOR RECOGNITION ARE: 


SA & GA 


MGA 
RGA 


Melne Lewis 

John Leggio 

Nasr Quadri 

Syed Quadri 

Tracy Hayes 
Robert Kanaan 
London Burnett 
Henry Ingraham 
Bobby Gujral 
Britton Costa 
Jinelly Urena 
Emmanuel Villasenor 
Matthew Turnquist 
Ryan Hall 

Doreen Ryan-Foti 
Craig Strompf 
Magda Figueiredo 
Jack Keiderling 
George O'Shea 
Ryan Fickert 
David Hefflin 
Raymond Risucci 
David Schanuel 
Michael Romeo 
Natalie Linker 
Ryan Wilson 
Katelyn Anderson 


Thomas Vena 


CODE 


Bob Olson 
Theodore Pappas 
Theodore Pappas 
Theodore Pappas 
Dan Rubio 

Imran Satti 
Surace-Smith 
Williams-Zophin 
Altig-Orlovic 
Simon Arias 

Jose Carvajal 
Brandon Cooley 
Richard Correa 
Laura Fisher 

Don Foti 

Cindy Furer 
Giglione-Ackerman 
Giglione-Ackerman 
Giglione-Ackerman 
Tachary Hart 
Zachary Hart 
Dorian Oldham 
Dorian Oldham 
Oldham-Bianchi 
Bob Olson 

Philip Prata 

Imran Satti 


феод Ди SS PSS ғ ES SS SS SS SS Cep Ол a 59 52 


25 Simon Arias 


Daniel Hartwig 
Ryan Bisanz 
Jessica Santamarina 
Michael Musso 
Robert Hamilton 
Christopher Hintz 
Trevor Mayer 
Ryan McIntosh 
Tyler McKnight 
Joshua Olin 
AshLynn Orng 

Ho Tran 

Ryan Tucker 

John Conard 
Joshua Cosentino 
Michelle Crowe 
Avi Kauderer 
Casey Kunash 
Antonio Reyes 
Ariana Jones 
Kody Kramme 
William Brookshire 


Peter van der Westhuizen 


Melissa Quintal 
Gevorg Yanukyan 
Christopher Akins 
Mario Andres Chavez 


Michael Vasu 


Surace-Smith 

Brian Traboulay 
Jamison Weatherspoon 
Williams-Zophin 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Simon Arias 
Jason Bratin 
Eric Cochran 
Richard Correa 
Richard Correa 
Joseph Diecedue 
Desi Dimitrova 
Laura Fisher 
Don Foti 


16 Surace-Smith 


Harold Durana 
Kyle Wrobel 
Rodney Ward 
Ibrahim Bah 
Souleymane Bah 
Shorne Brown 
Beau Locker 
Cara DeFiore 
Alex Torruella 
Patricia Fifer 

Hal Herman 
Mohammed Moalawi 
Atta Saleh 

Drew Sharp 
Timothy Wilson 
Unique Hunnicutt 
Alexander Dorey 
Matthew Conrad 
Dustin Dunlap 
Marc Salvaggi 
Brandon Teter 
Jessica Wilhite 


чә оз шо оз UJ) UU оз LU UU LU LU LU LU L9 LU Чо шо UU о: UJ UU UJ 


Don Foti 

Mathew Hart 
Zachary Hart 
David Hausman 
David Hausman 
David Hausman 
Matt Henderson 
Chris Hernandez 
Sabrina Lloyd 
Chris Lussier 
Oldham-Bianchi 
Theodore Pappas 
Theodore Pappas 
hilip Prata 
Philip Prata 

Alex Roland 
mran Satti 
Surace-Smith 
Surace-Smith 
Surace-Smith 
Jamison Weatherspoon 
amison Weatherspoon 


9-5 о Fine E 
San ^ B 


E'VE ANTICIPATED THE START 
of the New Year. Weve been ready- 
ing ourselves to SHIFT into the 


New Year. We've been thinking about and vi- 


sualizing our 2015 goals. And now, the chal- 
lenge begins to take the first steps on the road 
to achieving those goals. 

Are you ready for the SHIFT to $200 mil- 
lion in sales and 1.1 million in lead generation? 
That's the focus of our SHIFT in gears for 2015. 
These are lofty, but achievable goals, if we work 
together and remain focused on the individual 
role we play in achieving those goals. 

For Team PR, this means that every mem- 
ber of Team PR must generate on average at 
least 8,800 leads. Is this possible? Of course it 
is, if you have made this a goal and laid out 
the plan to reach that goal. Being a part of 
Team PR comes with the responsibility to help 
achieve the overall goal. Everyone is a player 
and must seek out and capture the opportunity 
that lies ahead for 2015. We must all be able to 
take this vision and make it personal and part 
of our individual personal goals. 


3 ? | 
COURT TE "2 


When you can lift your vision to a higher 
sight and your performance to a higher level, 
your goals become achievable. This is what it 
takes to go beyond your perceived limitations. 
Reaching your goals doesn't just happen. You 
have to make the choice to make them happen. 

Write down your goals, as this affects your 
thoughts and keeps you motivated and on the 
path to action. When you are focused on the 
end result, you can overcome hurdles, pro- 
crastination and negative thoughts that might 
otherwise cause you to become unfocused 
with the task at hand. Create your action steps 
and benchmarks so that you will always know 


where you are and what needs to be your next 
step to goal achievement. Know how many 
members you need to sign each week to reach 
the goals you have for the month. Know what 
you need for the month to reach your goals 
for the year. If theres a shortfall in the week 
or the month, know what you need to pick up 
the following week or month to make up for 
the shortfall. 

Finally, be a team player. You'll need to af- 
firm your personal goals, but you must know 


where the team is and any adjustments you 
may need to make to be an effective player for 
the team. Having a positive attitude, staying 
focused, and performing in a higher gear are 
what our SHIFT into 2015 is all about. 

"Keep your thoughts positive because your 
thoughts become your words. Keep your words 


positive because your words become your be- 
haviors. Keep your behaviors positive because 
your behaviors become your habits. Keep your 
habits positive because your habits become your 
values. Keep your values positive because your 
values become your destiny" —Gandhi 


"WRITE DOWN 
YOUR GOALS, AS 
THIS AFFECTS 
YOUR THOUGHTS 
AND KEEPS YOU 
MOTIVATED AND 
ON THE PATH TO 
ACTION.” 


This is the year. We have the vision. Now is 
the time to begin to answer the challenge. @ 


* ABATE of Illinois - Holiday Event Sponsorship 

* ABATE of PA - Leadership and Legislative Seminar 

“ American Sustainable Business Council 

“ Atlantic Canada Regional Council Of Carpenters - Bursary 

* Boston Labor Council, AFL-CIO (Greater) - Ad for 11th Annual 
Salute to Municipal Office Holders 

* CWA- Mobility Leadership Conference 

* Detroit, AFL-CIO Metropolitan - Community Services Fundraiser 

* DOCO Regional FCU - Bronze Sponsor for Quail Hunt 

* Hawaii Credit Union League - Convention 

* IAM - Guide Dogs of America 

e |ATSE - Motion Picture & Television Fund 

* IBEW - Construction & Maintenance Conference 

* ІВТ 150 - Holiday Event Sponsorship 

* IBT 97 - Ad for the Teamsters Hispanic Caucus Gala 

* IBT California State Cannery Council - Conference 

* Instituto Laboral de la Raza - Dinner & Ad 

e ІЦОЕ 49 - Scholarship 

* ІШРАТ District Council 88 - Scholarship 

* Labor 411 - Ad in Union Directory 

* Los Angeles County Federation of Labor, AFL-CIO - Dr. Martin 
Luther King, Jr Breakfast 

* Manitoba Nurses Union - Labour School Bursary 

* Metropolitan Baltimore Council of AFL-CIO Unions - Leadership 
Conference 

* Midwest Academy - Progressive Sponsor for Midwest Academy 
Awards 


Contributions listed аге from October through December 


Newfoundland and Labrador Federation of Labour - Convention 
North Bay Labor Council, AFL-CIO - COPE Banquet Ad 
Northern CA Carpenters Regional Council - Holiday Moose 
Feed Luncheon Sponsor 

NY State Snowmobile Association - Event Sponsorship 

Ontario National Democratic Party - Convention 

Operation Christmas Cheer 

Orange County Communities Organized for Responsible 
Development - Ad 

Pennsylvania Credit Union Foundation - Chairman's Level 
Donation 

Pennsylvania State Association of Boroughs - Leadership 
Conference 

Philadelphia Council of the AFL-CIO - Convention 

Pride at Work - Core Supporter of Solidarity 20th Anniversary 
Celebration 

Provincial Building & Construction Trades Council of Ontario 
- Conference 

Rochester-Genesee Valley Area Labor Federation - Blue Book 
Sponsorship 

SEIU HCII - Raffle Prize Sponsorship 

The National Theatre 

UFCW 175 & 633 - Steward Education Seminar 

United Farm Workers of America - Holiday Event Sponsorship 
United Labor Agency - Unsung Hero's Awards Banquet 

Working America - No-Show Gala 

Young DC - Headliner Sponsor for 2014 Cartoons & Cocktails 


~ PERSONAL 
RECRUITING 


Unleash Your Career! 


Personal Recruiting provides opportunity for all Agents 
to earn an additional monthly income stream above and 
beyond regular recruiting efforts performed by Managing Agents! 


DECEMBER 


December Total Payout: $177,417 | December Total Qualifiers: 530 


Nicholas Moore 


Monica Brown Moli Kaufusi 


$2,726 $2,090 $1,970 $1,799 $1,698 


Ofa Tupouniua Jameetri Washington 


Steve Friedlander Dorian Brown Steve Friedlander Oldham-Bianchi Steve Greer 


NAME TOTAL NAME TOTAL NAME TOTAL NAME TOTAL 
Ofa Tupouniua $2,726 Idyle Blanc $867 Michael May $593 Christopher Bingham $500 
Monica Brown 2,090 Jeremy Gibson 866 Joel Barkey 592 Cristina Brooker 500 
Moli Kaufusi 1,970 Steve Bryant 865 Michael Nowak 588 Kimberly Gaines 500 
Nicholas Moore 1,799 Diane Williams-Lewis 851 Dennis Hickey 584 Casey Hayes 500 
Jameetri Washington 1,698 Nicholas Walsh 837 Corey Hallam 583 Torrance Jacko 500 
Tobias King 1,553 Nicholas Lorence 825 Loloahi Havea 581 Gavin Landry 500 
Adrian Ortiz 1,549 Kevin Kyler 805 Melissa Quintal 577 Dana Lynch 500 
William Morales 1,529 Fononga Koula 802 Ashley Hartman 576 Jose Moreno 500 
Luisa Aholelei 1,325 Paul Linn 800 Christopher Rodriguez 575 Jazmine Munoz 500 
Frank S Kacvinsky 1,270 Orby Kelley 795 Dillon O’Brien 574 Dante Nardulli 500 
Sione Maumau 1,259 Adrian Galvez 794 Zach Otto 572 Jianna Rice 500 
Alexander Dorey 1,203 Lawerence Smith 780 Dominic Telymonde 569 Gerilyn Sampson 500 
David Golovin 1,137 Brandon Schwed 754 Marian Sertler 569 Samantha Samuel-Ogunsanya 500 
Kyle Wrobel 1,115 Robin Tryzbiak 751 Hunter Houvener 568 Marcelina Silva 500 
Matthew Kurey 1,082 Michaela Colbrese 738 Jake Mai 560 Christine Sobb 500 
Jamie McCrea 1,079 Cameron Colbert 716 Corey Helly 552 Scott Sonnenberg 500 
Anna Pulit 1,073 Steven Olijar 711 Alex Kae 552 Coleman Thompson 500 
Perenaise Hukehuke 1,069 Alexander D Baker 705 Tangataotiuana Pasikala 548 Alexandra Wedderburn 500 
Alyssa Cruz 1,060 Jesse O Martin 694 Zachary Lakatos 544 John Wells 500 
Victor Agurto 1046 Matthew Diulus 692 Cameron Bearden 543 Shannon Williams 500 
Enrique Sandoval 1,038 Jacqueline Morris 687 Alexander Eman 540 Monica Wilson 500 
Colton Capps 1,032 Matthew Parks 678 Francis Ingulli 536 
Ransey Vazquez 1,031 Tambra Smoot 676 Holly Lacey 535 
Mavrick Fredericks 1,006 Patrick Rieger 668 Christian Evans 534 
Mack Doby 1,000 Jacqueline Davis 665 Brendan Bowen 531 
Lee Chacon 980 Scott Mudrak 665 Alex Torruella 531 
Amber Dregalla 977 Lori Dacyk 660 Richard Pazak 529 
Timothy Bugge 954 Alexandria Messom 629 Michael Russin 527 
Daniel Toshner 949 Richard Rocha 615 Oscar Betancourt 521 
Justin Adams 939 Michael Licata 614 John McDougald 521 
Albert Serur 938 Jessica Holman 614 Christian LaBoy 518 
Marc Salvaggi 925 Demetra lovine 601 Yvette Quintana 514 
Humberto Quintero 917 Jessica Rhoades 601 Matthew Obringer 512 
Nacole Newbold 900 Heather Miller 596 Duni Olusegun 501 
Llesena Tejeda 889 Benjamin Edwards 594 Tasha Beachem 500 


W Top Personal Recruiting Agents listed earned at least $500 


TOP PERSONAL RECRUITING AGENTS 


— By Number of Personal Recruits” 


Total Personal Recruiting Agents: 220 Total Personal Recruits: 267 


Mavrick Fredericks 


Luisa Aholelei Fononga Koula 


Monica Brown 
4 Recruits 4 Recruits 3 Recruits 3 Recruits 


Dorian Brown Giglione-Ackerman Steve Friedlander Steve Friedlander 


wats, ба 


т 
mE, 


ы 
2 


Баман 
aa peiron. e 


x 


AS 


Ransey Vazquez 


Paul Linn Enrique Sandoval 
3 Recruits 3 Recruits 3 Recruits 
Simon Arias Sabrina Lloyd Bob Olson 
PERSONAL PERSONAL PERSONAL PERSONAL 
NAME RECRUITS NAME RECRUITS NAME RECRUITS NAME RECRUITS 
Monica Brown 4 Edford Banuel 2 Bill Goswick 2 Jazmine Munoz 2 
Mavrick Fredericks 4 Vanessa Bascar-Fernandez 2 Corey Hallam 2 Adrian Ortiz 2 
Luisa Aholelei 3 Heather Berg 2 Brad Henry 2 Oscar Ortiz 2 
Fononga Koula 3 Colton Capps 2 Drew Housley 2 Marc Salvaggi 2 
Paul Linn 3 Cameron Colbert 2 Perenaise Hukehuke 2 Scott Sonnenberg 2 
Enrique Sandoval 3 Mack Doby 2 Francis Ingulli 2 Llesena Tejeda 2 
Ransey Vazquez 3 Amber Dregalla 2 Torrance Jacko 2 Coleman Thompson 2 
Joshua Acuay 2 Thomas Duguay 2 Tobias King 2 Julian Tinamisan 2 
Thomas Agee 2 Jeremy Gibson 2 Aleksandr Kurpas 2 
Victor Agurto 2 David Golovin 2 William Morales 2 


TOP 25 PERSONAL RECRUITING AGENTS 


— By Number of Personal Recruits” 


YTD Total Personal Recruiting Agents: 864 YTD Total Personal Recruits: 1,412 


PERSONAL PERSONAL PERSONAL PERSONAL 
NAME RECRUITS NAME RECRUITS NAME RECRUITS NAME RECRUITS 
Monica Brown 16 Bobby Law 8 Mavrick Fredericks 6 Nicholas Moore 5 
Henry Ingraham 13 Jarrell Drane 7 Stephanie Moreno 6 Michael Neilson 
Ofa Tupouniua 13 Alex Kae 7 Richard Pazak 6 Tangataotiuana Pasikala 5 
Ransey Vazquez 13 Duni Olusegun 7 Heather Berg 5 Illeana Rosas 5 
MaryAnn Cruz 1 Oscar Ortiz 7 Ana Finau 5 Tonya Sims 5 
Kyle Wrobel 10 Luisa Aholelei 6 Jeremy Gibson 5 Heather Sons 5 
Oscar Betancourt 8 Alyssa Cruz 6 Kevin Holtz 5 Joy Vann-Austin 5 


v Top Personal Recruiting Agents listed have at least 2 Personal Recruits 


Ota 
Tupounim"ma 


$6,500 


Steve Friedlander 


» 


Bobby. 
SZWaja 

$5,750 

Theodore Pappas 


ША. 
Matthew Nicholas 
Diulus Moore 
$5,500 $4,000 
Simon Arias Oldham-Bianchi 


December Bonus Payout: SALAS 


КЕМЕ? OTAL SSS NAMES TOTAL МАМЕ SS TOTAL NAM E TOTAL 


Ofa Tupouniua 
Bobby Szwaja 
Matthew Diulus 
Nicholas Moore 
Ryan Fickert 
Ryan Hall 
Robert Kanaan 
Michael Musso 
Mark Beckford 
Patrick Knouse 
Steve Svendson 
Angel Patryluk 
Amy Baird 

Luay Ghawi 
Daniel Hartwig 
Jean Joseph 
Paulo Miranda 
Matthew Parks 
Ho Tran 

Sean Velasquez 
Christopher Rodriguez 
Timothy Buckner 
David Wang 
Justin Adams 
Adeyemi Akinade 
Herman Fennell 
Charles Ferrari 
Liam Flaherty 
David Higa 
Mark Hileman 
Fritznel Octave 
Duni Olusegun 
AshLynn Orng 
Zach Otto 


$6,500 
5,750 
5,500 
4,000 
3,250 
2,750 
2,750 
2,500 
2,250 
2,250 
2,250 
2,025 
2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
1,800 
1,750 
1,750 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 
1,500 


Arthur Sigler 
Thomas Vena 
Christopher Earle 
Christopher Akins 
Erin Allen 

Patrice Amador 
Richard Barbour 
Lorena Barriere 
Patrick Bendure 
Michael Clemente 
John Conard 
O’Neil Cooper 
Cara DeFiore 
Michael Gerstein 
Ryan Giddens 
Corey Helly 
Stephen Hill 
Henry Ingraham 
Joshua Jackson 
Horace Johnson 
Avi Kauderer 
Mark Kukielski 
Sathnarine Kumar 
Andrew McQuade 
Matthew Turnquist 
Ryan Wilson 
Britton Costa 
Pamela Altman 
Darrell Asbell 
Souleymane Bah 
Ryan Bisanz 

Ari Bykofsky 
Matthew Conrad 
Michael Denton 


HERE'S HOW IT WORKS: 


$1,500 
1,500 
1,350 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,250 
1,200 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 


MGA AGENT RETENTION 
— 943 2:195:5«— 


Ryan 
Fickert 
$3,250 


Zachary Hart 


December Bonus Qualifiers: dtd 


Dustin Dunlap 
Troy Elliott 

Gabriel Feldmann 
Aaron Friedlander 
Corey Hallam 
Mike Hudnall 
Jeffree Kawamoto 
Jack Keiderling 
Kody Kramme 
Albert Lau 

John Leggio 

Beau Locker 
Doreen Ryan-Foti 
Cynthia Schneiderman 
Marian Sertler 
Ryan Stenglein 
Natalie Wagner 
Allen Watson 
Timothy Wilson 
Andrew Aaron 
Carlos Arballo 
Michael C Williams 
London Burnett 
Arie Davis 

Magda Figueiredo 
Kenneth Greer 
David Guzman 
David McCusker 
Michael Romeo 
Paul Samra 

Alex Torruella 
Jimmy Tchen 

Brian Welsh 
Benjamin Ainscough 


$1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
900 
900 
875 
750 
750 
750 
750 
750 
750 
750 
750 
750 
700 
600 
500 


Kevin Appasamy 
Christina Barbee 
William Brookshire 
Janet Buckley 
Jordan Chalom 
Shawntae Collins 
MaryAnn Cruz 
Christopher Dicks 
Mark Dombrowski 
Phil Folkertsma 
Jeffrey Hall 
Amanda Hogan 
Min Jiang 

Natalie Linker 
Nicholas Lorence 
John McGrath 
Brandon Minor 
Rafi Nawabi 
George O'Shea 
Troy Plummer 
Samneang Prom 
Joseph Quattrochi 
David Rigney 
Marc Salvaggi 
Kyle Schroeder-Gurnicz 
Drew Sharp 
Randy Teyssier 
Jinelly Urena 
Michael Vasu 
Jameetri Washington 
Jake Yagjian 


KKKKK 
ATTENTION 


MEAS 


KKKKK 


$500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 


The MGA Agent Retention Bonus rewards MGAs with Agents on their team who write $4,000 Net ALP monthly in months 3-5 of their tenure. Here’s how it works: 
If an Agent in MGA hierarchy writes a minimum of $4,000 Net ALP in the 3rd month of tenure, the MGA gets $250 bonus; in the 4th month, the MGA gets $500 


bonus; in the 5th month, the MGA gets $1,000 bonus. All qualifiers listed achieved at least $500 in bonus totals 


2014 Review 


Close 


to the Heart 4 


Volunteers spent a morning organizing supplies and 
playing with the boys who live at the home. 


29,270) 


San Diego, CA — Promises 2 Kids 


Meeting attendees brought backpacks and disposable 
cameras for Camp Connect, a summer camp to reunite 
siblings separated by the foster care system. Donations 
helped sponsor the camp. 


L540 


San Francisco, CA — Prenatal Program 


Convention attendees brought baby outfits for the children 
of homeless and disadvantaged mothers. Donations 
benefitted the prenatal health and education program. 


“м 


Е | 


V 


loser to the Heart is a program founded in 2012 

to give back to the communities we visit for 
meetings and conferences. We partner with local 
charitable organizations, collect donations and, 
whenever possible, engage in hands-on volunteer 
activities. It is our goal to leave the places we visit 
better than when we arrived. 


Volunteers created displays for Domestic Violence 
Awareness Month using artwork created by children in the 
program. Donations benefitted the children's program. 


49,790 


McKinney, TX — Samaritan Inn 


Volunteers assembled holiday food boxes of non- 
perishable items for families in need. Donations were used 
to add fresh foods to the boxes prior upon distribution. 


Total 20/4 Donations — $40320 
Total Donations to Date - $46583 


(includes in-kind gifts and partial matching funds from 
Torchmark Corporation) 


$175M ALP 


6,473 AGENT COUNT 
- АШ TIME RECORDS! 


$108m ALP 


9! 
- DOUBLED ALP FROM 199 
- FIRST TIME BREAKING $100M! 


3,085 AGENT COUNT 


$48M ALP 
1,200 AGENT COUNT 


>> > 


-2015 солі- 


2 $200m ALP 
7,000 AGENT COUNT 


з $47.5M ALP - BEST QTR EVER! 


-FUTURE- 


$250m ALP 
10K AGENT COUNT 


- BEST DECEMBER EVER, 
иб Ж 2" BEST MONTH EVER! 


1,064 (0065 -BEST DECEMBER EVER! 


THE WINNING TEAM 


Bo Gentile 


Vice President 
of Recruiting 


APPY NEW YEAR, AMERICAN IN- 
Н come and National Income! If you 
listen to the radio at all, you've prob- 
ably heard ads for a NASCAR race, Monster 
Jam, or Motocross: 
Sunday! Sunday! Sunday! Don't miss the 
excitement, etc... and you probably know the 
rest of the commercial. 


Above: NASCAR driver Danica Patrick signs a $100 
bill for Bo. 


With that said, | want to welcome you to 
the 2015 AIL-NILICO 200 MILLION race! The 
best part of this race is YOU are the driver. No 
matter your contract level at AIL or NILICO, 
you are the one driving, SHIFTING the gears 
of your career forward to the finish line. 

The key to winning any race is prepara- 
tion and knowing what you're going to do 
in your current position as well as having a 
strategy to gain a position in the race. Gain- 
ing a position in the AIL-NILICO 200 MIL- 
LION race can be accomplished the fastest 
through recruiting. 

In racing, the most successful teams are 
just that — a TEAM. They have 3-4 cars on 
their team so they can share information and 
help each other be successful. The same can 
be said with our Agencies. As an agent, you 
should have 3-4 other agents with whom you 
work side-by-side as a team under your SA. 
As an SA under your GA or MGA, you should 
have 3 or 4 teammates as well. MGAs, same 
would go for you, working with 3-4 fellow 
MGAs with your SGA, aka the team owner. As 
the team owner, the SGA is responsible for 
putting the team in the best position to win 
the race. 

To win the AIL-NILICO 200 MILLION race, 
the team the SGA has brought together — 
MGAs, GAs, SAs, Agents — all need a clear 


understanding that recruiting is the same to 
them as the actual race car is to a NASCAR 
team. Recruiting is the vehicle that helps 
them grow at every level, and with the im- 
plementation of the Personal Recruiting 
Program, the ability to grow and retain that 
team has never been better. 

There is a saying in racing: Racing is 
cheap - winning is expensive. However, with 
the Personal Recruiting Program, racing and 
winning the AIL-NILICO 200 MILLION race is 
financially rewarding in so many ways: 

* You're growing your team (and | mean 
"your team," regardless of what level 
you are) 

Every member of the team has the 
ability to personally choose who is on 
their team 

* The personal recruiter is getting his/ 
her share of the "winner's purse" (over- 
ride and $250/$500 payouts). 

SHIFTING your individual, team and 
Agency mindset to RECRUITING FOR VIC- 
TORY will ensure we have the team we need 
— 10,000 agents and 16,000 codes — to win 
our race in 2015. 1 am excited about this гасе! 
Imagine how great it will feel when we cross 
the finish line and celebrate our victory with 
the largest team in company history. 

Let's go racing... | mean recruiting! e 


INDIVIDUALPRODUCERS 


ЁК PN 


JOSHUA DISHONG DANIEL LI RYAN KENDL 
TROY, MI ST PAUL, MN SANTA ROSA, CA 
m rw 
LI 


5 6 
ж 2. 
MUHAMMED ASHRAF ALAN SEDAGHAT ROGHIE HASSAN 100 
FLUSHING, NY VANCOUVER, BC TORONTO, ON 
9 


MARIELA LUIS-RIOS 


SCHAUMBURG, IL 


ELYSE BRYAN 


BLUE BELL, PA 


OFA TUPOUNIUA 


AUCKLAND, NZ 


27 


GARY GOODEN 


NORCROSS, GA 


13 
MUSTAFA RIDHA 


LONDON, ON 


ALIPATE MAKAUI 


AUCKLAND, NZ 


DEMMERICSTEVENSON TIBOR SIMON 


MICHAEL VAN DELFT 


HALIFAX, NS 


8 
DUSTIN DUNBAR 


SIOUX FALLS, SD 


1) 


KATIE MASSART 


COCHRANE, AB 


16 
SHALOM CHAIMOV 


FLUSHING, NY 


LILY TCHEN 


HERIVELTO PEREIRA 
HALIFAX, NS MAPLE RIDGE, BC CONCORD, CA LOS ANGELES, CA 
ELIZABETH GARCIA CALVIN SHAW JAMES SHERWOOD 
EVANSVILLE, IN COLUMBUS, OH TOLEDO, OH 


An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all 
IceBreakers in the Top 20 Individual Producers list for the month, as well as the next Top 3 in this category. 


DECEMBERPRODUCTION 


Rank Net ALP NTG RET MGA SGA 


ә on Ou ы WON = 


Joshua Dishong 


$109,412 


70.1 


Zachary Hart 


Daniel Li 

Ryan Kendl 
Michael van Delft 
Muhammed Ashraf 
Alan Sedaghat 
Roghie Hassan Loo 
Dustin Dunbar 
Mariela Luis-Rios 
Elyse Bryan 

Ofa Tupouniua 
Katie Massart 
Mustafa Ridha 
Gary Gooden 
Alipate Makaui 
Shalom Chaimov 
Demmeric Stevenson 
Tibor Simon 
Herivelto Pereira 
Lily Tchen 

Nauleni Tuionetoa 
Paramjit Sangha 
Bruce Tan 

Beau Bequette 

Mark Neilson 

Erez Shabtay 

George Kamel 

Azar Afnan 

lleana Tatafu 

Orett Nelson 

Lesina Ah Sue 

Jenny Alvarez 

lfeanyi Ufondu 
Robert Park 
Matthew Zang 
Matthew Cessna 

Max Quasem 

Mark Lomonaco 
Sean Grant 

Nadine Smith-Johnson 
Alma Barriga-Gonzalez 
Joachim Jean 

James Keefer 

Alvin Ali 

Jordon Graham 
Christopher Shuman 
Maria Diringer 

Darryl McCoy 
Everton Brooks 
Kasali Kotun 


55,390 
52,710 
45,944 
43,245 
39,707 
36,644 
34,017 
33,709 
31,895 
29,453 
29,390 
28,655 
28,148 
27,912 
27,754 
27,511 
24,979 
24,827 
24,152 
23,957 
23,530 
22,773 
22,518 
22,505 
22,216 
22,181 
22,023 
21,933 
21,841 
21,610 
21,592 
21,262 
21,256 
20,974 
20,900 
20,830 
20,754 
20,314 
20,213 
20,012 
19,975 
19,939 
19,578 
19,166 
18,977 
18,752 
18,733 
18,641 
18,599 


100 


90 


90 


100 


100 


96 
95 


99 


94 


76.0 
89.6 
87.4 
87.8 
86.0 
77.4 
93.6 


77.4 
100.0 
92.6 


78.2 
82.4 
74.9 


88.4 
85.0 
94.4 


79.4 
88.8 
81.0 
843 
94.0 
74.6 
84.4 


80.1 
85.2 
77.9 
86.9 
91.5 


87.9 
77.8 
78.2 
75.8 
82.0 
76.0 
70.7 
87.3 
76.7 


78.5 


723 
78.7 


ALL TIME RECORD: MARK NEILSON $159,402 Net ALP 


Patrick Stenglein 
Nicholas Lorence 


Muhammed Ashraf 
Bobby Gujral 


Alex Torruella 
Souleymane Bah 
Ofa Tupouniua 
John McGrath 
Ryan Bisanz 
Brandon Teter 
Ofa Tupouniua 
Syed Quadri 
Robert Kanaan 
Alex Kae 


Ofa Tupouniua 
Alex Kae 
Christopher Clark 
Jennifer Holliday 
Nicholas Lorence 
Robert Hamilton 
Patrick Bendure 
Rodney Ward 

Ofa Tupouniua 


Stephen Hill 
Atta Saleh 

Ala Awad 
Robert Park 
Ryan Stenglein 
Brian Welsh 


Richard Mansfield 
Melne Lewis 


Malay Prom 
Ryan Hall 

James Keefer 
Harold Durana 
Zach Otto 
Matthew Diulus 
David Wang 
Matthew Conrad 
Henry Ingraham 


Altig-Orlovic 
Altig-Orlovic 
Imran Satti 
Theodore Pappas 
Altig-Orlovic 
Josh Chalom 
Altig-Orlovic 
Sabrina Lloyd 
David Hausman 
Steve Friedlander 
Altig-Orlovic 
Brian Traboulay 
Jamison Weatherspoon 
Steve Friedlander 
Theodore Pappas 
Imran Satti 
Altig-Orlovic 

Don Foti 
Cohen-Cohen 
Steve Friedlander 
Altig-Orlovic 
Altig-Orlovic 
Jeffery Thiel 
Altig-Orlovic 
Altig-Orlovic 
Surace-Smith 
Zachary Hart 

Steve Friedlander 
Josh Chalom 

Steve Friedlander 
Theodore Pappas 
Alex Roland 
Jamison Weatherspoon 
Altig-Orlovic 

Simon Arias 
Cohen-Cohen 
Altig-Orlovic 

Bob Olson 
Williams-Zophin 
Don Foti 

Laura Fisher 

Simon Arias 

Don Foti 

Sabrina Lloyd 
Simon Arias 

Bob Olson 
Surace-Smith 
Williams-Zophin 
Williams-Zophin 


YTDPRODUCTION 


Rank 
ЕЛ 


) 
3: 
*3 
%4 
“5 
“6 
ET 
*8 
х9 
%10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 


Joshua Dishong 
Ryan Kendl 

Mark Neilson 
Dustin Dunbar 
Mark Lomonaco 
Michael van Delft 
Joey Kennedy 
Daniel Li 

Alan Sedaghat 
Bruce Tan 

Katie Massart 
George Kamel 

Max Quasem 

Erez Shabtay 
Massoud Vaziri 
Joseph Sarasin 
Kehinda Pryor 
Roghie Hassan Loo 
Joachim Jean 

Mike Allen 

Alma Barriga-Gonzalez 
Paul Smith 

Alvin Ali 

Justin Germany 
Lesina Ah Sue 

Sean Grant 

Tibor Simon 

Alfred Uipa 
Jonni Ng 

Mike Sukhbaatar 
Christine Weatherspoon 
Amy Shui 

Beau Bequette 
Patrick Donovan 
Muhammed Ashraf 
Ifeanyi Ufondu 
Alipate Makaui 
Bradley Kampmeier 
Orett Nelson 

Rita Charles 

Sherry Schick 
Rosita Tumpap 
Ruben Soberanes 
Timothy Cruise 
Jean Gordon 

Ryan Vopat 

Joey Sales 

Shalom Chaimov 
Joseph Tomanovich 


Net ALP NTG RET MGA SGA 
$756,403 70.1 Zachary Hart 
672,039 89.6 Nicholas Lorence Altig-Orlovic 
295,926 84.3 Nicholas Lorence Altig-Orlovic 
290,290 93.6 Altig-Orlovic 
286,389 77.8 Richard Mansfield Altig-Orlovic 
275,793 87.4 Imran Satti 
265,638 83.1 AshLynn Orng Altig-Orlovic 
264,926 76.0 Patrick Stenglein Altig-Orlovic 
262,537 86.0 Bobby Gujral Altig-Orlovic 
261,700 88.8 Christopher Clark Altig-Orlovic 
261,469 92.6 John McGrath Altig-Orlovic 
259,221 74.6 Patrick Bendure Surace-Smith 
243,165 87.9 Cohen-Cohen 
221,345 94.0 Robert Hamilton Altig-Orlovic 
205,807 93.6 Bobby Gujral Altig-Orlovic 
192,565 85.9 Pamela Altman Surace-Smith 
184,005 72.9 Melne Lewis Bob Olson 
181,015 774 Josh Chalom 
178,797 76.0 Ryan Hall Laura Fisher 
177,734 82.5 Travis Moody 
176,715 82.0 Malay Prom Don Foti 
174,606 778 Patrick Bendure Surace-Smith 
174,449 87.3 Harold Durana Don Foti 
173,437 85.2 Dan Rubio 
171,274 85.2 Stephen Hill Steve Friedlander 
171,175 78.2 Melne Lewis Bob Olson 
170,050 88.4 Alex Kae Altig-Orlovic 
168,909 772 Stephen Hill Steve Friedlander 
164,180 91.6 Hunter Houvener Altig-Orlovic 
161,330 94.8 Daniel Umbertone 
160,397 80.1 Chad Panzer 
160,127 81.9 Giglione-Ackerman 
158,772 81.0 Jennifer Holliday Jeffery Thiel 
157,793 80.6 Ryan Stenglein Altig-Orlovic 
154,306 87.8 Muhammed Ashraf Theodore Pappas 
154,009 86.9 Ala Awad Alex Roland 
153,607 82.4 Ofa Tupouniua Steve Friedlander 
152,601 85.6 Randy Teyssier Chris Hernandez 
150,982 80.1 Josh Chalom 
150,271 79.1 Stephen Hill Steve Friedlander 
149,886 92.8 John McGrath Altig-Orlovic 
148,834 83.9 Jonathan Emura Altig-Orlovic 
143,734 73.0 Doreen Ryan-Foti Don Foti 
143,085 81.6 Bob Olson 
142,749 83.0 Emmanuel Villasenor Brandon Cooley 
142,538 92.0 Bradley Weigand Surace-Smith 
140,303 85.5 Jonathan Emura Altig-Orlovic 
139,960 74.9 Syed Quadri Theodore Pappas 
139,235 77.8 Trevor Mayer Altig-Orlovic 
139,048 90.9 Bobby Gujral Altig-Orlovic 


Gian Trinidad 


ò HOT NEW RECORD!!!: JOSHUA DISHONG $756,403 Net ALP 


SUPERVISINGAGENTS 


DECEMBERPRODUCTION YTDPRODUCTION 


Rank 156 Mo Agt NetALP Ма RET MGA SGA Rank 1st 6 Mo Agt NetALP NTG ВЕТ MGA SGA 
1 Pauline Cresswell $106,538 . $108,112 74.8 Ofa Tupouniua Steve Friedlander *1 Pauline Cresswell $487,712 $516,636 74.8 Ofa Tupouniua Steve Friedlander 
' 2 Christina Meyer 84,738 92,861 70.8 Alex Torruella Sabrina Lloyd 2 Christina Meyer 463,063 509,320 70.8 Alex Torruella Sabrina Lloyd 
2 3 3 Chelsie Young 65,447 67,638 73.3 Zach Otto Sabrina Lloyd 3 Chelsie Young 453,576 469,337 73.3 Zach Otto Sabrina Lloyd 
4 Duane Shaw 52,521 53,276 73.9 Zach Otto Sabrina Lloyd 4 LinetiPasikala 341,601 392,749 70.9 Ofa Tupouniua Steve Friedlander 
ed LNEC ВЕЗЕ CHRISTI NA TER гүн 6 5 LinetiPasikala 48,192 59,274 70.9 Ofa Tupouniua Steve Friedlander 5 Jeffrey Gilliana 307,602 383,593 72.0 Zach Otto Sabrina Lloyd 
6 Phillip McElfresh 44,891 52,763 70.3 Matthew Diulus Simon Arias 6 Sandra Sandoval 305,994 312,724 70.3 Marian Sertler Sabrina Lloyd 
7 Jenna Grula 42,644 44,255 74.6 Matthew Diulus Simon Arias 7 Bradley Gray 242,491 296,852 743 Robert Kanaan Imran Satti 
8 Alix Albright 38,340 36,381 75.6 Matthew Diulus Simon Arias 8 Duane Shaw 242,118 254,777 73.9 Zach Otto Sabrina Lloyd 
9 Ricardo Galvez 32,936 32,936 94 Marian Sertler Sabrina Lloyd 9 Lynne Hebert-Ouellette 217,335 249,487 80 Katelyn Anderson Imran Satti 
E 10 Ronald Lackey 29,446 29,686 94 Minh Phung Scott Rehberg 10 Phillip McElfresh 196,459 248,104 70.3 Matthew Diulus Simon Arias 
4 5, ALL TIME RECORD: $286,210 1st 6 Mo Agt ALL TIME RECORD: $286,210 Net ALP ALL TIME RECORD: $653,097 1st 6 Mo Agt ALL TIME RECORD: $959,675 Net ALP 
DUANE SHAW LINETI PASIKALA 
EVANSVILLE, IN AUCKLAND, NZ 
DECEMBERPRODUCTION YTDPRODUCTION 
Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st6 Mo Agt NetALP МТС RET MGA SGA 
1 Moli Kaufusi 5133,449 $131,564 70.6 Ofa Tupouniua Steve Friedlander *1 Moli Kaufusi $1,425,986 — $1,689,157 70.6 Ofa Tupouniua Steve Friedlander 
2 Jesse Rennich 86,993 93,509 73.4 Matthew Diulus Simon Arias *2 Enrique Sandoval 689,678 720,369 69.8 Marian Sertler Sabrina Lloyd 
1 2 3 3 Andrzej Sertler 74,315 74,429 87.8 Marian Sertler Sabrina Lloyd *3 > Robert Schneiderman 573,555 689,252 74.6 Cynthia Schneiderman Sabrina Lloyd 
4 Patrick Guthrie 70,087 80,541 71.4 Kyle Wrobel Mathew Hart *4 Scott Montgomery 498,363 891,418 86.2 Harold Durana Don Foti 
ЕНІ s | pene bd АШАР ҮЕ PATRICK GUTHRIE 5 Steven Rios 63,888 87,245 70.4 Marian Sertler Sabrina Lloyd *5 Nacole Newbold 490,711 671,258 70.9 Robert Kanaan Imran Satti 
6 Ashley Wenning 53,274 91,054 69.6 Daniel Hartwig Surace-Smith 6 Ashley Wenning 482,215 858,984 69.6 Daniel Hartwig Surace-Smith 
ЕНЕР" ЧЕН 7 Sokol Fazliu 51,931 66,462 781 Matthew Diulus Simon Arias 7 Jesse Rennich 451,053 662,897 7344 Matthew Diulus Simon Arias 
`A 8 Erin Moyer 51,281 67,733 71.5 Mark Beckford Slav Bitman 8 Stephen Giddens 446,566 612,539 72.1 Ryan Giddens Steve Greer 
ч 9 Nacole Newbold 50,965 72,817 70.9 Robert Kanaan Imran Satti 9 Steven Rios 444,288 490,582 70.4 Marian Sertler Sabrina Lloyd 
10 Alon Fischer 50,840 62,246 77.6 Bobby Szwaja Theodore Pappas 10 Nicholas Scordos 414,028 780,851 771 Matthew Parks Surace-Smith 
5 6 7 І 8 11 Stephen Giddens 49,109 67,882 724 Ryan Giddens Steve Greer 11 Patrick Guthrie 407,765 489,052 71.4 Kyle Wrobel Mathew Hart 
al 4 12 Enrique Sandoval 48,036 47,541 69.8 Marian Sertler Sabrina Lloyd 12 Коп Fischer 406,899 501,329 77.6 Bobby Szwaja Theodore Pappas 
STEVEN RIOS ASHLEY WENNING SOKOL FAZLIU 13 Michael Shaba 47,583 53,639 72.6 Ryan Bisanz Brian Traboulay 13 Andrzej Sertler 404,619 415,487 87.8 Marian Sertler Sabrina Lloyd 
Oo P eile 14 Tom Weller 45,803 51,638 90 Ryan Fickert Zachary Hart 14 Brent Bowling 397,497 677,945 718 Marc Salvaggi Surace-Smith 
15 Nicholas Scordos 45,294 90,540 77.1 Matthew Parks Surace-Smith 15 Cameron Cimino 370,129 576,525 70.7 Tim McAdams Simon Arias 
16 Joshua Krueger 42,711 45,362 93 Erin Allen Richard Correa 16 Lesina Ah Sue 366,970 812,339 76.5 Stephen Hill Steve Friedlander 
( 17 Craig Ebinger 41,797 63,371 713 Michael Gerstein Giglione-Ackerman 17 Tyler Worstell 364,589 524,891 73.8 John Conard Simon Arias 
18 іаѕ Boles 41,770 55,255 775 Michael Romeo Oldham-Bianchi 18 Eric Thompson 314,451 472,839 73.9 Matthew Parks Surace-Smith 
19 Robert Drake 41,548 62,747 73.2 London Burnett Surace-Smith 19 Jason Ryen 298,495 468,718 71.5 Dustin Dunlap Surace-Smith 
9 10 , 20 Daniel Walton 39,963 92,392 78.7 Patrick Bendure Surace-Smith 20 Christopher Murray 292,832 395,020 711 Bobby Szwaja Theodore Pappas 


NACOLE NEWBOLD 


HALIFAX, NS 


ALON FISCHER 


FLUSHING, NY 


ALL TIME RECORD: $441,104 1st 6 Mo Agt 


ALL TIME RECORD: $624,474 Net ALP 


ALL TIME RECORD: $1,468,394 1st 6 Mo Agt 


ALL TIME RECORD: $2,262,883 Net ALP 


MASTERGENERALAGENTS 


DECEMBERPRODUCTION 


Rank 1st 6 Mo Agt Net ALP NTG RET SGA 


1 OfaTupouniua $262,453 $374,303 733 Steve Friedlander 
2 Marian Sertler 180,901 203,765 72.1 Sabrina Lloyd 
3 Matthew Diulus 146,257 177,777 70.6 Simon Arias 
4 Nicholas Moore 145,949 164,239 733 Oldham-Bianchi 
5 ZachOtto 128,528 178,369 74.9 Sabrina Lloyd 
OFA TUPOUNIUA MARIAN SERTLER MATTHEW DIULUS NICHOLAS MOORE 6 Bobby Szwaja 113,622 150,370 767 Theodore Pappas 
AUCKLAND, NZ SCHAUMBURG, IL PITTSBURGH, PA ROCHESTER, NY 7 Matthew Parks 93,279 171,038 753 Surace-Smith 
8 Alex Torruella 91,428 98,547 69.0 Sabrina Lloyd 
9 Ryan Hall 91,382 165,315 70.6 Laura Fisher 
10 Ryan Fickert 91,231 120,435 87 Zachary Hart 
11 Robert Kanaan 90,257 148,280 72.1 Imran Satti 
12 Ryan Wilson 83,901 146,477 69.5 Philip Prata 
6 13 Patrick Bendure 77,532 249,798 88 Surace-Smith 
= 14 Justin Adams 70,426 126,309 72.0 Simon Arias 
ZACH OTTO BOBBY SZWAJA MATTHEW PARKS ALEX TORRUELLA 15 Matthew Conrad 65,713 71,845 70.6 Surace-Smith 
EVANSVILLE, IN FLUSHING, NY CLEVELAND, OH SCHAUMBURG, IL 16 ЕТТІ! —— 687 жш 712 шетт ЕНЕ 
17 Ryan Bisanz 62,599 100,582 73.1 Brian Traboulay 
18 Melne Lewis 60,220 148,899 76.6 Bob Olson 
19 Horace Johnson 52,971 63,317 70.0 Chad Panzer 
20 Mark Beckford 50,024 77,044 71.4 Slav Bitman 


ALL TIME RECORD: $438,277 1st 6 Mo Agt ALL TIME RECORD: $723,872 Net ALP 


9 


ж, 
А 
м. 3 


RYAN HALL 
BURLINGTON, MA 


RYAN FICKERT 
TROY, МІ 


REGIONALGENERALAGENTS 


DECEMBERPRODUCTION 


Rank 1556 Mo Agt Net ALP NTG RET SGA 


1 ThomasVena $352,305 $572,363 71.1 Simon Arias 

2 Robert Janev 338,409 430,099 71.4 Sabrina Lloyd 

3 Paul Kelly 275,510 448,203 74.2 Steve Friedlander 

4 Marian Sertler 272,328 302,311 71.2 Sabrina Lloyd 

4 р 2 5 Brett Gryska 228,707 430,748 76.1 Oldham-Bianchi 

THOMAS VENA ROBERT JANEV PAUL KELLY 6 Michael Vasu 214,593 405,193 734 Surace-Smith 
PITTSBURGH, PA SCHAUMBURG, IL AUCKLAND, NZ 7 Matthew Parks 200,347 342,931 745 Surace-Smith 

8 Ryan Hall 148,752 270,602 72.1 Laura Fisher 

9 Michael Laramie 147,384 279,932 72.9 Steve Greer 

10 Levar Morgan 146,522 250,947 74.8 Theodore Pappas 


ALL TIME RECORD: $980,159 1st 6 Mo Agt ALL TIME RECORD: $1,435,508 Net ALP 


MARIAN SERTLER 
SCHAUMBURG, IL 


BRETT GRYSKA 
ROCHESTER, NY 


YTDPRODUCTION 


Rank 


*1 OfaTupouniua 


*2 Marian Sertler 


*3 Zach 000 


*4 Robert Kanaan 


*5 Bobby Szwaja 


6 Matthew Parks 


7 Nicholas Moore 
8 SyedQuadri 


Theodore Pappas 


9 Daniel Hartwig 
10 Stephen Hill 


Steve Friedlander 


11 Ryan Hall 


12 Cynthia Schneiderman 


13 Corey Helly 


14 Sean Velasquez 


15 Marc Salvaggi 


16 John Conard 


17 Ryan Bisanz 


18 Patrick Knouse 


19 Alex Torruella 


20 Ryan Wilson 


1st 6 Mo Agt 


$2,129,817 
1,703,755 
1,219,931 
1,000,805 
938,606 
917,662 
900,636 
838,499 
807,752 
739,057 
714,270 
631,163 
594,039 
591,568 
583,534 
568,211 
567,364 
558,972 
541,241 
539,214 


Net ALP 


$2,905,294 
1,861,315 
1,428,572 
1,500,353 
1,341,949 
1,721,805 
1,159,503 
1,510,459 
1,602,528 
1,954,477 
1,272,955 
814,067 
774,060 
798,094 
983,265 
803,477 
941,881 
808,512 
603,375 
1,030,259 


ALL TIME RECORD: STEPHEN HILL $2,476,896 1st 6 Mo Agt 


YTDPRODUCTION 


Rank 


*1 Robert Janev 
*2 Thomas Vena 

3 Paul Kelly 
Patrick Bendure 
Marian Sertler 
Michael Vasu 
Brett Gryska 
Matthew Parks 
Levar Morgan 
10 Andrew McQuade 


ә on с ә A 


1st 6 Мо Agt 


$3,875,857 
2,932,884 
2,455,613 
2,267,493 
2,222,375 
2,212,931 
2,005,359 
1,946,143 
1,777,571 
1,587,663 


ALL TIME RECORD: $5,230,627 1st 6 Mo Agt 


Net ALP 


$4,471,501 
5,255,424 
3,711,017 
5,769,918 
2,429,492 
4,469,658 
4,518,010 
3,392,442 
3,037,011 
2,462,042 


NTG 


NTG 


RET 


73.3 
72.1 
74.9 
72.1 
76.7 
75.3 
73.3 
75.4 
712 
73.9 
70.6 
74,4 
413 
71.0 
75.9 
744 
73.1 
69.3 
69.0 
69.5 


56А 


Steve Friedlander 
Sabrina Lloyd 
Sabrina Lloyd 
Imran Satti 
Theodore Pappas 
Surace-Smith 
Oldham-Bianchi 


Surace-Smith 


Laura Fisher 
Sabrina Lloyd 
Giglione-Ackerman 
Cohen-Cohen 
Surace-Smith 
Simon Arias 

Brian Traboulay 
Slav Bitman 
Sabrina Lloyd 
Philip Prata 


ALL TIME RECORD: $4,468,285 Net ALP 


RET 


71.4 
71.1 
74.2 
74.1 
71.2 
73.4 
76.1 
74,5 
74.8 
72.8 


SGA 


Sabrina Lloyd 
Simon Arias 
Steve Friedlander 
Surace-Smith 
Sabrina Lloyd 
Surace-Smith 
Oldham-Bianchi 
Surace-Smith 
Theodore Pappas 
Richard Correa 


ALL TIME RECORD: $8,242,209 Net ALP 


25 


x STATEGENERALAGENTS 


IV 


ZACHARY HART 


PHILIP PRATA 


TOPROOKIE 


STEPHEN JUBREY 


STEVE GREER 


TOM WILLIAMS 


2 


JAMES CUNNINGHAM 


TOPSTART-UP 


> A 


DAVID ZOPHIN 


CHAD PANZER 


BYRON PAZ 


DECEMBERPRODUCTION 


Spotlight recognizes State General Agents in Categories I-IX with minimum 10% growth and 80% of First Six Month Net ALP Objective; SGAs with less than 12 months tenure in CAT I-X will be ranked with 
100% of objective or above and are not eligible for YTD awards; and the top Net ALP Producer in both the Start-Up and Rookie Categories. YTD Winners for Categories HX will be recognized at Convention 
by adding both their YTD Growth 96 and their YTD F6 Net ALP Obj and the YTD Spotlight number may not necessarily reflect that computation. SGAs «13 months will only be recognized by 80% or better 
of F6 month agent production. 


Rookie and Start Up SGAs must be in this category for a minimum of 6 months to compete for YTD awards. Only the top 3 Rookie and Start Up SGAs in each category with a minimum of $25K 
of production are listed. 


Category NTG RET 
| Simon Arias 69.0 
Theodore Pappas 76.6 
Oldham-Bianchi 76.0 
l| Steve Greer 73.3 
Sabrina Lloyd 71.0 
Giglione-Ackerman 72.7 
Bob Olson 733 
Ill. Williams-Zophin 73.9 
Richard Correa 743 
IV Zachary Hart 87 
V Philip Prata 713 
Laura Fisher 721 
VI. James Cunningham 98 
Cindy Furer 794 
VII Kyle Johnson 69.5 
Jose Carvajal 71.9 
Vill Chad Panzer 724 
Scott Rehberg 76.7 
Eric Cochran 81.0 
YTDPRODUCTION 
Category NTG RET 
І Altig-Orlovic 77.1 
Theodore Pappas 76.6 
Simon Arias 69.0 
ll Sabrina Lloyd 71.0 
Giglione-Ackerman 72.7 
Steve Greer 733 
lll Richard Correa 74.3 
Williams-Zophin 73.9 
IV Zachary Hart 87 
David Hausman 72.5 
V Laura Fisher 72.1 
Philip Prata 713 
VI Cindy Furer 79.4 
VII Kyle Johnson 69.5 
VIII Chad Panzer 724 
Scott Rehberg 76.7 
Eric Cochran 81.0 
ІК Corey Neff 71.1 
DECEMBERPRODUCTION 
Category NTG RET Net ALP 
ROOKIE Stephen Jubrey 70.0 $68,710 
Jason Bratin 753 30,590 
START-UP Byron Paz 73.7 582,460 
Jared Cleckner 743 49,878 
Roger Fung 74.6 35,178 


1st 6 Mo Agt 


$683,903 
293,726 
228,708 
$197,469 
429,838 
250,244 
175,100 
$283,059 
211,296 
5214,988 
5140,574 
148,753 
5101,097 
73,513 
$150,299 
73,760 
$102,895 
86,273 
78,517 


1st 6 Mo Agt 


$10,007,025 
3,629,316 
7,101,511 
$4,394,493 
3,219,228 
2,018,442 
$2,603,337 
2,362,845 
5816,232 
1,745,099 
51,297,260 
1,104,297 
5946,020 
5797,436 
5756,458 
927,464 
700,875 
5529,431 


1st 6 Mo Obj 961st6MoObj %NetALPGrowth ^ Performance Factor 
(%Net ALP Growth +% 1st 6 Mo Obj) 
$632,200 108.2 30.2 138.4 
303,100 96.9 283 125.2 
282,000 81.1 41.6 122.7 
$195,000 101.3 152.0 253.3 
260,000 165.3 714 236.7 
238,000 105.1 17.2 1223 
216,500 80,9 23.5 104.4 
$173,200 163.4 92.7 256.1 
173,200 122.0 18.4 140.4 
$138,500 155.2 190.1 345.3 
$112,500 125.0 92.4 217.4 
112,500 132.2 33.0 165.3 
$83,000 121.8 88.6 210.4 
83,000 88.6 46.3 134.8 
$78,000 192.7 544.2 736.9 
78,000 94.6 128.6 223.1 
$60,600 169.8 117.0 286.8 
60,600 142.9 130.1 272.9 
60,600 129.6 98.9 228.5 
Ist 6 Mo Obj %1st6MoObj %NetALPGrowth ^ Performance Factor 
(%Net ALP Growth +% 1st6 Mo Obj) 
$11,223,600 89.2 33.7 122.9 
3,637,200 99.8 217 121.5 
7,586,400 93.6 10.5 104.1 
$3,120,000 140.8 61.7 202.6 
2,856,000 112.7 23.8 136.6 
2,340,000 86.3 26.2 112.4 
$2,078,400 125.3 15.4 140.6 
2,078,400 113.7 20.4 134.1 
$692,500 117.9 31.1 149.0 
1,662,000 105.0 353 140.3 
$1,350,000 96.1 27.8 123.9 
1,350,000 81.8 11.2 93.0 
$996,000 95.0 17.0 112.0 
$936,000 85.2 99.0 184.2 
$727,200 104.0 145.8 249.9 
727,200 127.5 84.6 212.1 
727,200 96.4 46.3 142.7 
$487,200 108.7 21.7 130.4 
YTDPRODUCTION 
Category NTG RET Net ALP 
ROOKIE Stephen Jubrey 70.0 $685,736 
Jason Bratin 75.3 484,308 
START-UP Byron Paz 73.7 $644,361 
Jared Cleckner 743 435,200 
Roger Fung 74.6 311,407 


27 


= PUBLICRELATIONS 


DECEMBERPRODUCTION 


Category Rank 


YTDPRODUCTION 


Production in Cards Location/Manager Category Rank Production in Cards Location/Manager 


| 1 Susan Gilbert 2,639 Chicago/Dawn Trudden 1 *1 Malka Агопу 25,632 AZ/Maureen Roberts 
C ATEGORY | C ATEGORY ll 2 Brenda DiSomma 1,629 NJ/Brian Ryan *2 Chuck Hill 19,122 NorCal & Reno/Jason Beckman 
3 Irene Rurycz 1,601 OH/Judy Spade 3 Rona Pileggi Spano 18,544 Chicago/Dawn Trudden 
4 Rona Pileggi Spano 1,564 Chicago/Dawn Trudden 4 Susan Gilbert 18,415 Chicago/Dawn Trudden 
5 Malka Arony 1,528 AZ/Maureen Roberts 5 Mark Gagliardi 18,337 NorCal & Reno/Chuck Hill 
l| 1 Robin Andrade 4,722 Mass & RI/Patrena Smith 11 *1 Robin Andrade 23,757 Mass & RI/Patrena Smith 
2 Erica Dalager 2,123 MN/Denise Gilbert *2 Erica Dalager 18,518 MN/Denise Gilbert 
3 JT Tasker 1,128 NY State/Billy Sauers 3 Timothy Leary 11,349 NY State/JT Tasker 
? 4 Timothy Leary 1,085 NY State/JT Tasker 4 David Scalisi 9,518 NY State/JT Tasker 
SUSAN GILBERT BRENDA DI SOMMA ROBIN ANDRADE ERICA DALAGER 5 Tracy Smith 857 MD/DC & N VA/George Farenthold 5 Tami Williams 9,225 IN/Michelle Baxter 
GIRO IIT. PRINCETON, NJ MALDEN, MA 5 ШЫН Ш 1 Mario Soljan 4,384  NZ/Steve Friedlander Ill *1 David Blaisdell 21,671 TN &SWNC/Rosanna Gill 
2 Nicole McCarthy 3,349 MN/Erica Dalager *2 Travis Daniels 18,181 PA/Katherine Pratt 
CATEGORY Ш CATEGORY IV 3 Mark Нетт 1,351 PA/Katherine Pratt 3 Nicole McCarthy 14,552 MN/Erica Dalager 
1 и == 4 David Blaisdell 1,222 TN & SW NC/Rosanna Gill 4 Mario Soljan 13,344 NZ/Steve Friedlander 
5 Travis Daniels 1,114 PA/Katherine Pratt 5 LeoVanDenBussche 10,917 MB/Jackie Lowe 
IV 1 Darrell Dorey 3,684 Maritimes/Melissa Lively IV *1 PaulWinslow 17,860 St. Louis/Cindy Cleary 
2 Laurie Gruber 1717 WI/Amanda Mlinaz *2 Darrell Dorey 17,315 Maritimes/Melissa Lively 
3 Amanda Mlinaz 1,464 Wl/Laurie Onasch 3 Lori Vaughn 16,821 OR/Shannon Bennett 
2 $ X 1 4 LoriVaughn 1,390 OR/Shannon Bennett 4 Кеп Алег 13,811 WV/Tami Williams 
5 Shane Knowles 1,164 ME & NH/Patrena Smith 5 Anna Guido Rohrer 12,599 S OH/Tami Williams 
AUCKLAND, NZ шм P" gum Жа аа і ROOKIE 1 Michael Cooper 707 __\A/Erica Dalager 
dione ; сь. т radiis ewe ALL TIME PR CARD PRODUCTION RECORD: DENISE BOWYER 61,879 CARDS 
ALL TIME PR CARD PRODUCTION RECORD: 18,960 CARDS 
с. ce 
= = >) 
= E- = DECEMBERMANAGERS YTDMANAGERS 
= =< < Rank Card Growth Director Rank Card Growth Director 
а. өл = 
еә ) a. [= Ж 1 Patrena Smith 3,259 Denise Gilbert *1 Cindy Cleary 6,928 Michelle Baxter 
к= e e 2 Katherine Pratt 2,599 Denise Gilbert *2 Erica Dalager 6,095 Denise Gilbert 
MICHAEL COOPER DEBORAH BOLES PATRENA SMITH 3 Shannon Bennett 1,465 Jason Beckman *3 John Keliher 4,900 Patti Morgan 
DES MOINES, IA COQUITLAM, BC HARTFORD, CT 4 DawnTrudden 794 Denise Gilbert 4 Jacqueline Lowe 4,060 Laurie Onasch 
5 Maureen Roberts 607 Beth Farm 5 George Farenthold 3,976 Patti Morgan 


DECEMBER BONUSES 


PUBLIC RELATIONS CATEGORIES ARE AS FOLLOWS: 


CATEGORY POPULATION ROOKIE: 
1 over 8,500,000 
2 6,500,000 to 8,499,999 ICEBREAKER: Reps with 2014 Hire Date 
B 4,000,000 to 6,499,999 
4 Under 4,000,000 


Reps with 2013 Hire Date 


PRMANAGER: Overall card growth at the end of the 
current month over previous year. 


Sue Akers 

Ken Altizer 
Donna Altshue 
Tony Anderson 
Robin Andrade 
Malka Arony 
Gabriela Berloni 
David Blaisdell 


Deborah Boles 
Lou Nell Busby 
Fran Christie 
Cheryl Cook 
Travis Daniels 
Robin Denham 
Brenda Di Somma 


Julia DiBartolomeo 
Dion Dizon 

Darrell Dorey 
Vivian Dwyer 

Viki Farr 

Lee Fivenson 

Mark Flemm 

Mark Gagliardi 
Susan Gilbert 
Laurie Gruber 
Anna Guido Rohrer 
Jerry Hartnett 
Krissa Hensley 
Brett Hulme 

Sandy Knapp 


Shane Knowles 
Michelle Korb 
Donna LaMontagna 
Timothy Leary 
Bertine Louissaint 
Larry Lozano 
Dianna Lueke 

Lacy Martin 
Stephen Matous 
Nicole McCarthy 
Lisa McGee 

Erin McKee 

МоШе Miller Merrett 
George Murry 

Pater Nielsen 


Tim O'Connor 
Steve Orcherton 
Kathy Pappas 
Rona Pileggi Spano 
Janis Pitts 

Cas Robinson 
Chas Robinson 
Gary Rothman 
Chris Routier 
Irene Rurycz 
David Scalisi 
Crystal Senour 
Katy Shuman 
William Slocum 
Tracy Smith 


Mario Soljan 
Donald Spohn 
Jennifer Sprout 
Christina Stableford 
Randy Stockley 
Sarah Thomson-Dufrechou 
Jessica Treybick 

Leo VanDenBussche 
Lori Vaughn 

Bill Verbeten 

John Wagner 

Al Wall 

Bernard Weaver 
Paul Winslow 


522,701 
16,471 


11,297 


11,225 
9,875 
9,353 


7,667 | 


7,212 


7,208 Roghie Hassan 
6,904 Gary Gooc 
6,840 Lily Tchen 
6,296 Kat 


6,287 


6,180 (0/27! 
6,024 Demmerick 
5,986 Elyse Br 


5,954 


5,787 Bez 


5,546 
5,396 


5,384 ( 


5,370 


5,350 He 


5,207 
5,190 
5,113 


4,911 
4,875 
4,829 
4,804 
4,187 
4,695 


4,547 | 
4,498 5 


4,305 
4,291 


4,274 Joac 


4,269 


4,257 | 


4,253 


4,218 Danie 


4,976 Joseph 


$16,471 


Alti g-O 


$4,147 
4,104 


4,053 / 


4,021 
3,982 
3,852 
3,831 


3,807 ! 


3,773 
3,772 


3,703 
3,693 
3,681 


3,675 


3,650 Jenny Alv 
3,608 Everi 


3,593 


3,579 


3,549 
3,547 


3,534 les Swa 
3,496 Ericka Martinez 


3,476 : 
3,463 : 


3,420 Brando 


3,415 
3,411 
3,385 
3,336 
3,315 
3,280 
3,272 


3,247 Pa 


3,212 
3,162 


3,148 


3,147 
3,140 
3,135 
3,121 


3,710 Robert P 


3,677 Кг 


ТЕЕ VAN DELFT 


$11,297 


Imran Satti 


December Bonus Payout: $2,135,906 


December Bonus Qualifiers: 2,567 


83,112  Lleison Mart 
3,104 Bradley Kamy 
3,101 Kyle Mitche 
3,100 Nasrin 
3,080 | 
3,064 \ 
3,052 | 
3,050 
3,044 Wil 
3,019 М 
3,000 
2,979 (aly 
2,976 Dart 
2,948 ! 
2,944 
2,926 
2,925 
2,902 Ni 
2,900 | 
2,888 ! 
2,859 
2,849 | га 
2,848 Pauls 
2,843 Ju 
2,829 D k 
2,829 Peria Afua 
2,810 Bil 
2,798 
2,784 
2,781 | 
2,778 ! 
2,769 
2,757 
2,752 \ 

2,746 | 

2,742 К 

2,735 | 

2,719 Rachael San 

2,717 Kyle Lewick 

2,716 Violetta Gold 

2,713 Scoti 


2,698 Мішка de Armas-D 


ТЕКТ 


$11,225 


Altig-Orlovic 


52,687 Da 


2,672 
2,671 
2,663 


2,657 Ту: 


2,651 
2,645 
2,637 


2,623 
2,611 
2,610 


2,595 
2,593 


2,588 
2,587 10 


2,582 
2,580 
2,574 
2,572 
2,572 
2,567 


2,558 Je 


2,550 


2,548 Pat 
2,540 5 
2,534 R 


2,529 
2,527 
2,517 
2,510 


2,504 Jin 


2,501 


2,491 


2,490 10 


2,490 
2,480 
2,471 


2,470 K: 
2,468 ! 


2,626 Laura Frew 


2,600 Anthony Sava 


2,500 Fr 


$2,463 Alfred Jipa 


2,461 
2,453 
2,445 
2,438 
2,436 
2,394 
2,393 
2,390 


2,379 Em 


2,377 Riley 


2,368 


2,359 Joe 


2,358 


2,353 


2,344 | 


2,341 


2,332 


2,354 Mi 


2,337 Co 


2,324 jessic 


2,322 
2,314 
2,305 


2,304 


2,299 
2,281 
2277 


2,259 Josep 


2,258 


2,253 
2252 
2,246 


2236 0 


2,234 


2,230 D 


2,230 


2,229 К 
2,228 Trine Апа 
2,226 Brian Lee 
2,224 Pet 


2,254 М: 


2,161 


2,159 Wil 


2,158 


2,157 Ber 
2,154 Rita 


2,152 
2,151 
2,149 


2,147 К 


2,145 
2,139 


2,124 Zachary Pa 


2,122 


2,120 ! 


2,106 


2,086 | 


2,075 
2,074 


2,063 
2,060 


2,046 lo 


2,042 
2,041 
2,035 
2,035 


2,070 (o 


2,016 PhyoP 


2,014 
2,013 
2,002 


1,980 | 


1,968 
1,963 
1,945 
1,941 
1,940 


1,926 Joseph Tesor 


1,919 


1917 H 


1,915 
1,915 
1,912 
1,900 
1,900 
1,893 
1,892 


1,889 D. 
1,886 Ja 


1,885 
1,885 


1,884 Glenn Arakaw 
1,876 Joseph Hed 


1,864 


1,812 
1,811 
1,811 


1798 hid 


1,797 


1,794 D: 


1,789 


1,785 
1,785 


1,779 Daniel Lopez 
1778 5 


1777 
1,773 
1,764 
1,759 
1,757 
1,756 
1,751 


1,747 Хуіпа Ibanez 
1,746 Afuiva Vaa 


1,745 


1,744 


1,744 


1,733 
1,732 
1,731 


1,727 


1,727 
1,726 
1,724 
1,723 
1,722 
1,718 
1,715 
1,712 
1,711 


1704 Kyle Reeve 
1,704 Ja 


1,695 
1,692 
1,692 


167 | 


1,676 
1,672 


1,670 i 


1,657 
1,656 


1,654 Ec 


1,653 
1,651 


1,649 Joshua Eg 


1740 Bil 


1,609 


1,603 
1,595 
1,592 
1,592 
1,585 


1,584 Danie Toshner 


1,583 


1488 Perena 


1,607 52 


1,458 


1,452 
1,452 
1,449 
1,445 
1,443 
1,443 
1,441 


1434 [i 


1,430 


1,428 


1426 Bi 


1,424 
1,421 


1,419 John 
1418 Ве 


1,415 
1,413 


1410 5 


1,406 
1,396 
1,395 
1,393 


1,389 Fotuik 
1,389 Ра 


1,385 


1,384 Zacha 


1,381 


1378 5 


1377 


137 : 


1,375 
1374 
1374 
1,373 
1372 
1,369 
1,368 
1,358 
1,356 
1,355 
1,353 
1,352 
1347 


1,346 N: 
1344 ( 


1,343 
1341 
1,329 
1327 
1,325 


1457 Gk 


1,296 Robert 


1,293 
1,293 
1,291 


1,290 


1,289 


1,287 ! 


1,280 Jo 
1,280 Ra 
1278 Kr 


1277 Henri) 


1,2276 


1,273 


1,270 Kelly N 


1,267 


1,267 Вор Wingate 


1,267 


1,267 Paula 
1,264 Zac 


1,260 
1,259 }: 
1,256 D 
1255 | 
1,252 
1,252 
1,251 


1,248 


1,248 Jin 7 p: Жа 


1248 \ 
1,247 Joce 
1,245 Pat 
1,245 
1,241 


1,240 Bernardo Lopez 
1,237 Steven Stensru 


1,235 


1234 R 


1,2232 
1,2232 


1230 | 


1,228 
1,228 
1,227 


1,226 \V 


1,224 
1,222 
1,221 


1,220 


1,214 ! 
1,203 
1,202 


1274 Crystal Pe 


51,200 
1200 And 
1,98 Joh 
1,97 Еіс] 
1,96 
1,194 R 
1,189 
1,187 | 
1,187 Kenneth 
1,184 Stephan 
1,180 А 
1,178 R 
1,176 jos 
1,176 James Reddick 
1,176 Раш Torman 
1,176 Raymond В 
1,175 Kar 

1172 | 
1,168 
1,166 Ale 
1,157 V 
1,57 
1,157 Vic 
1,156 Danielle 
1,152 
1,151 
1151 | 
1,46 | 
1,145 
1,142 Je 
1,138 
1,137 
1,136 Stepha 
1134 Р 
1,131 Pol 
1,28 ( 
1127 1 
1,125 
1,125 
1,24 Tho 
1,123 
1,119 
1,19 
1,118 Soar 
1,16 Kaylee Ki 
1,13 ivan 
1,110 
1,108 
1,107 Joseph Ka 
1,107 Јозо: 
1,098 Јас; 
1,097 Fe 
1,096 Thom: 
1,096 Jesse Benwe 
1,096 Brendon Comea 
1,095 | 
1,094 Johi 
1,089 Da 
1,089 Juan 
1,086 Сіз 
1,083 |i: 
1,081 
1,080 


WGB recognition is based on $1,500 weekly ALP minimum achievement level 


51,921 $1,288 Kyle Schimizzi $988 Branden Gr $775 $625 
1,918 1,280 М: es Chavez 988 Darrin Rol 775 625 
1,900 1,277 | 975 Derron Ale 775 625 
1,900 1,275 Кеуіп Kyler 975 774 625 
1,895 1,275 Joshua Rush 968 766 616 
1,889 1,269 ara Seyoum 950 763 613 
1,888 В 5 1,263 igald 944 763 613 
1,881 Noel Rose 1,263 941 756 613 
1,867 Donald Dowbc 1,259 938 756 610 
1,850 Daniel Tosh 1,250 938 750 600 
І 4 - 3 1,840 Lorena Ba 1,245 928 750 600 
% all : = 1,814 | 1,200 925 hau 750 600 
- : — : 1,788 1,197 925 Amr Shater 750 600 
ШЙ ШИШ] ШЇЇ ROBART KANAAN vm 1л TE т soo 
1,774 1186 Lisa R n 750 600 
$41,540 $30,446 $28,687 $27,211 $22,900 1,753 Jessica 5 narina 1,175 Charles Belt 750 600 
Steve Friedlander Sabrina Lloyd Surace-Smith Sabrina Lloyd Imran Satti 1,747 Ryan Tucker 1,175 Debra Dextrade 750 600 
1,730 Joshua Rauser 1,175 Richard Pazak 744 600 
1,725 Oscar Betancourt 1,173 Aaron Parks 741 600 
1,711 James Keefer 1,163 741 600 Will 
. 1,688 Danie! Dunham 1,159 738 596 Scott Kim 
December Bonus Payout 5 51,726,791 1,687 Aaron Friedlander 1,159 875 tine DiSanto 734 595 Ricardo Grandt 
December Bonus Опа еси 1,686 1,156 | 875 armouche 725 593 Calvin Irving 
1,675 Phillip 1,151 Mark Glazer 875 te 725 588 Jonathan Boyd 
1,663 Kevin Арг ) 1,150 Linda Eichelberger 875 717 588 Yonique Gordon 
1,638 Muh raf 1,150 874 706 588 i 
541,540 Ога Tupouniua $8,440 $5,371 $3,622 $2,487 Lawerence Smith 1,638 Stephen Giddens 1,150 873 700 588 
30,446 Marian Sertler 8,395 5,349 v Co 3,616 2,480 1,638 Oliver Zettas 1,138 869 700 588 
28,687 re 8,214 5,328 Charles Ferrari 3,615 George O'Shea 2,475 1,614 Jorge А 1,138 863 g 700 586 
27,211 8,188 5,207 Gabriel Feldmann 3,604 Minh Phung 2,441 1,613 1,138 863 dnalene 700 575 DonaldG 
22,900 8,016 5,183 Dustin D 3,575 Joshua Cosentino 2,425 1,612 1,125 Franklin-Holmon 700 575 Burnet 
22,009 7,985 5,016 Paulo 3,555 2,375 1,607 1,125 850 ( n Cimino 700 575 Ronnie H 
20,052 7,890 4,999 Na cer 3,509 2,363 1,588 1,125 850 700 575 Tinley Kindy 
19,654 7,889 a 4,997 |i: rt 3,500 2,350 1,575 1,125 850 700 Kimberly 575 
18,435 Ryan Hall 7,824 Matthew Turnquist 4,960 Corey Hallam 3,435 2,333 1,570 1,113 850 694 Enrique 575 
18,292 Daniel He 7,708 Horace Jo 4,938 Койу Kramme 3,410 2,332 1,563 1,113 850 688 Janet Buc 575 
17,284 Jordan Chalom 7,671 4,873 € nash 3,396 2,319 1,551 1,113 850 688 Кап! 575 
15,930 Ryan Fickert 7,508 4,734 e Hunnicutt 3,392 2,300 1,550 1,112 850 686 569 
15,840 Kyle Wrobel 7471 4,727 3,384 2,294 1,544 han 1,100 850 686 566 
15,705 M is 7,411 4,677 3,380 2,250 1,534 tra Sola 1,100 850 681 563 
15,615 n 7,211 4,628 3,339 2,238 1,534 1,100 850 680 563 
15,560 7,148 4,566 3,312 2,229 1,525 1,100 849 677 562 
14,335 7,095 4,547 І 3,260 2,216 1,510 1,100 Nacol ib 842 675 560 
13,832 7,058 4,532 Joshua Olin 3,127 2,206 1,500 1,100 Joseph Tomanovich 831 675 556 
13,420 7,037 4,467 Nicholas Lorence 3,109 2,204 1,488 1,097 Daniel We 825 675 550 
12,555 6,951 4,417 Brooke Spai 3,094 2,188 1477 1,096 Emilee Manthey 825 675 550 
12,389 6,890 4,345 3,083 2,183 1,475 1,081 Leticia Fields 825 675 550 
12,372 6,786 4,342 3,064 2,173 1,475 1,075 Adem Abdula 819 675 550 
12,312 6,644 4,334 2,966 2,163 1,463 3016 1,075 Jonathan Hobbs 813 675 
12,001 6,546 4,304 2,944 2,159 1,438 Harrynarine Ramoutar 1,075 813 663 550 
11,089 6,494 4,301 2,932 2,125 1,402 Troy Elliott 1,075 800 650 542 
10,853 6,449 4,219 2,915 2,125 1,400 Erica Fitzsimmons 1,075 800 650 538 
10,772 6,387 4,176 2,900 2,100 1,400 1,072 y 800 650 P: : 538 
10,298 6,352 4,133 Rae Lyse 2,858 2,088 1,400 1,066 Kristina Moore 800 650 Tammie Hartma 530 
10,113 6,232 3,985 Todd Glazer 2,812 2,068 1,378 1,050 Williams 800 650 Solomo 525 
10,004 john С 6,190 3,973 D ius Lucas 2,726 2,063 1,363 1,038 800 i 650 Da 525 
9,809 Harold 6,177 3,940 2,717 2,049 1,363 James Sodan 1,028 800 Kylele 650 525 
9,772 6,168 3,895 2,716 2,035 1,363 Тот J 1,025 Dennis Hickey 800 Erin Nicol 650 Christophe 525 
9,670 6,111 3,835 2,650 2,025 1,350 1,025 Toni 800 han Phillips 650 Kingsley Ке 525 
9,430 5,967 3,826 2,608 2,013 1,350 1,025 Maries 800 650 Pedro Vazqu 525 
9,227 5,952 3,753 2,601 2,000 1,338 1,013 Kelvin Fernande 800 638 516 
9,143 5,938 3,750 2,583 2,000 1,338 etr 1,013 Alon Fischer 800 638 515 
9,141 5,924 3,716 esthuizen 2,568 І 1,989 1,325 Kendra Orng 1,013 Heather Miller 799 630 513 
9,101 5,766 3,689 2,549 ino 1,988 1,317 Robert No 1,004 Robert Chun 788 625 513 
8,986 5,627 3,687 2,517 intero 1,984 1,300 Devin À 1,000 Jerricho Call 788 s Robinson 625 513 
8,978 5,574 3,680 2,514 € 1,962 Devo 1,300 Ricardo Galvez 1,000 Hunter Houvener 783 Troy Plummer 625 508 
8,863 Br T 5,416 R ndR 3,672 2,500 1,925 Je \ 1,299 Aaron М ) 1,000 Rebyka \ 775 Taylor Black 625 Jer y 503 
8,647 John Sparby 5,394 Mohammed Moalawi 3,652 2,488 1,924 Zoltan Krecsko 1,291 Dorothy Niederer 994 775 Joshua Crisp 625 George Kamel 500 


58,205 
Sabrina Lloyd 


Жо. ~ 


ЇЇ УТЕ 


Andrzej Sertler 
Pauline Cresswell 
Christina Meyer 
Michael Shaba 
amie McCrea 
Chelsie Young 
Michael Stuver 
еруКа Moyer 
Steve Bryant 
Anna Pulit 
enna Grula 
Holly Lacey 

Juane Shaw 

Pablo De La Cruz 

ichard Pazak 

Sandra Byrd 

jackson Cook 

Phillip McElfresh 

icardo Galvez 

Sandra Sandoval 

ristina Moore 

Alix Albright 

Magdnalene Franklin-Holmon 
David Robinson 
Orema Lee 
A 


rien Seemann 
oli Kaufusi 
imez Parker 
ames Cassie 
om Welle 
jaime Baez 
Kascey Williamson 
Oscar Betancourt 
Heather Miller 
aul Smith 
Micah Emenike 
Eric Snyder 
ebra Dextradeur 
ris Saavedra-Garcia 
Jahhad Crawley 
London Nelson 
Michael Nowak 


Кер. ши 


ШШ ШТ 


$7,308 


=” 


Steve Friedlander 


$1,629 
1,609 
1,562 
1,560 
1,558 
1,543 
1,542 
1,536 
1,525 
1,454 
1,426 
1,426 
1,425 
1,422 
1,421 
1,383 
1,373 
1,366 
1,357 
1,353 
1,346 
1,323 
1,306 
1,276 
1,255 
1,240 
1,238 
1,237 
1,237 
1,227 
1,195 
1,188 
1,174 
1,170 
1,144 
1,144 
1,142 
1,138 
1,133 
1,120 
1,090 
1,085 


atalina Halaunga 
Aaron McLean 
Edwin Rosa 

atricia Cicerale 
Maresa Rone 

uan Saldierna-Vera 
Bilal Farsakh 

erron Alexander 
Charles Belt 
Michael May 

ohn Donovan 
oshua Krueger 
iffany Babin 
Nickoy Hylton 
Genesis-Jane Hall 
Branden Griffin 
onathan Hobbs 
aniel Mina 

Mele Makaui 
oshua Crisp 

oel Rose 

yler Dean 

Carey Markoe 
icholas Attwood 
atrick Guthrie 
Steven Rios 

Sokol Fazliu 

homas Longino 
Christopher Bentley 
Michael Russin 
C 
C 


arrie Padgett 
hristopher Murray 
Victor Zavaleta 
Tyler Worstell 
James Sodan 
Geddes Robinson 
Allison Cole 
Connor Sullivan 
Amy Skalsky 
Tiffiney Harmouche 
Hussain Mir 

Sean Hansen 


ч 


(сайы. 
CHRISTINA MOYER 


$7,069 
Sabrina Lloyd 


-— 


$5,339 
Simon Arias 


MICHAEL SHaBd 


$5,851 
Brian Traboulay 


December Bonus Payout: $285,279 


December Bonus Qualifiers: 412 


81,074 Justyna Sot $625 Matthew Bell 
1,065 Demitrius Lucas 625 Christopher Castellon 
1,050 Jesse Rennich 612 Llesena Tejeda 
1,006 Armando Aiello 610 Robert Drake 
1,004 Anthony Sava 609 Nacole Newbold 

999  Hirenkumar Patel 602 Dennis Hickey 
961 Anthony A Lopez 598 Abdelaziz Farsakh 
956 Julianne Scavo 597 Matthew Kurey 
955 Taylor Black 594 1де 

951 Josie Ward 592 Delmy Diaz-Cervantes 
943 Daryl Williams 590 Brendan Bradfield 
898 Chantel Floyd 580 Lashae Johnson 
897 Colton Capps 578 Elizabeth Chilson 
876 Jenna Valentine-Thomas 567 Benjamin Edwards 
869 Robert Wright 562 Kyle Lewicki 

858 Noah Miller 562 Kunlin Zou 

857 Donald Gregoire 561 Kevin Kyler 

817 Christian Fahey 556 Joseph Quintons 
791 Devon Gillissie 555 Micah Focken 

781 Kimberle Spooner 538 Scott Montgomery 
777 Ronnie Hurst 533 Judy Dawson 

776 Julian McClain 520 Richard Bland 
773 Darrin Roberts 515 Jamie Brown 

762 Pedro Vazquez Armenteros 513 Matthew Brazeau 
754 Thor Leighton 512 Juan-Daniel Florez 


753 Robert Brod 
736 Brian Gilmore 
735 Elizabeth Tompkins 
729 Colin Quigley 
729 leticia Fields 
729 Ronald Lackey 
728 Andrew Chambers 
703 Stephen Giddens 
702 Matthew Obringer 
679 Jericho Cal 
677 Daniel Fran 
673 Amber Dregalla 
672 Nic laguili 
653 Travis Kovach 
644 Darrious Polk 
642 Antonio Ramirez 
629 Elyse Bryan 


5 


$4,437 
Don Foti 


$4,437 
2,782 
2,124 
1,283 
1,277 
1,233 


WORLD’S GREATEST 


Sami Mogannam 
Dason Phaul 
Joseph B Smith 
Muhammed Ashraf 
Christian Ortiz 
Maria Ramirez 


$2,135,906 


CHRISTIAN ORTIZ 


$1,277 
Philip Prata 


[ХЩЛЇЇ 


$2,782 
Theodore Pappas 


bs «d 77 
JOSEPH B SMITH ШИШИК 

$1,283 

Theodore Pappas 


$2,124 
Simon Arias 


December Bonus Payout: $46,842 


December Bonus Qualifiers: 139 


$1,098 Timothy Byrnes $729 Melissa Foy $587 Nabil Spahi 
890 Fritznel Octave 696 Lorena Barriere 580 Christopher Weglarz 
883 Mitchell Look 643 Ronald Rivera 554 Richard Walus 
868 Allan Shapiro 638 Corey LaVigne 524 Charles Firneno 
835 Nikki Crosby 630 Nicole Conley 514 Michael Russo 
825 Ronald Friedlander 605 Daniel Potilechio 


4,194,818 


SA/GA TRAINING 
$285,279 


LEADERSHIP 
$1,726,791 


REINSTATEMENT 


All qualifiers listed achieved at least $500 in bonus totals 


*DOLLAR CLUB* 


Alan Sedaghat 
Altig-Orlovic Agency 
Contract Date 12/20/03 
Qualified December of 2014 
$2,037,258 of Net ALP 


Y 


— Outstanding Producers & PR Representatives: 


Each champion will receive a bonus of $5,000 and the Million Dollar Club Award. 


Congratulations on your achievements. 


Paramjit Sangha 
Altig-Orlovic Agency 
Contract Date 04/12/90 
Qualified December of 2014 
$1,021,129 of Net ALP 


| 
Tasha Tucker 
Nigel Crowe Agency 
Contract Date 01/09/03 
Qualified December of 2014 
$1,009,263 of Net ALP 


Bruce Tan 
Altig-Orlovic Agency 
Contract Date 12/05/09 
Qualified December of 2014 
$1,010,636 of Net ALP 


Josh Chalom 
9th Qualification 


2 $95,802 Net ALP 
V 774 Ret 
“Жі 20 


COMMITMENT 


Rob Falvo 


S | REFLECT BACK ON 2014 AND 
results we achieved in both sales and 
recruiting, I think about the emo- 
tional commitment made by those of 
you in the field leading this Company. 

All of us in management have made an emo- 
tional commitment to the importance of what 
were doing and to the people with whom we are 
doing it. Our job is to get others to do the same. 

There are basically 5 different reasons why 
nothing great was ever accomplished without 
an emotional commitment: 


1. Great success is never attained in this 
life without surmounting obstacles. 

2. Without the motivation that comes with 
commitment and enthusiasm, we'll 
never dig deep enough to discover and 
develop all the talents we have that can 
lead us to the greatest accomplishments 
of which we are ultimately capable. 

3. Great success requires great risk. It doesn't 
come cheap. Sometimes financial risk. 
Often social risk. Occasionally, physical 
risk. Always, emotional risk. We need to 
be willing to try things we have never 


5. No great success was ever attained 
alone. Satisfying success is always in 
some way, and most times in many 
ways, a social product, and a result of 
people working together. 


What will attract others to our Company 
and our vision of $200 million іп 20157 
Simple: Energy, Enthusiasm & Passion — our 
emotional commitment to the importance of 
what we are doing; our emotional commitment 
to other people. People are attracted to people 
who care about them. People help people they 
care about. Our commitment of emotional 
energy will attract and hold both the attention 
and assistance of the people around us who 
will help us attain our goals and accompany us 
on our journey of success. 

If its worth doing, we can't do it alone. If 
it’s worth doing, it’s worth caring about. And if 
we care deeply enough about what we are do- 
ing, our commitment will be contagious and 
we wont be doing it alone. 

Each of us has a lot to give to this world 
while were here, and the world has a great deal 
to give back to us in return. But none of this 
will happen the way it should unless we are 
embarked on an exciting journey of success. 


E 


This should involve both an inner exploration 
and an outer adventure. One of the strongest 
temptations in life, as we look around us in 
this great world, is to become so fascinated by 
the things we see that we forget to develop the 
talents we have within us. 

In the Parable of the Talents, Jesus taught 
us that faithfulness and fruitfulness were val- 
ued when the man with two talents multiplied 
it to four. The Master said, ^Well done, good 
and faithful servant? When the man with five 
talents multiplied it to ten, the same Master re- 
sponded, *Well done, good and faithful servant? 
But the man with the one talent who buried it 
was told, *You wicked and lazy servant? 

Our journey must start from within. We 
each need to develop in self-knowledge by set- 
ting and seeking goals we find that are impor- 
tant to us. And as we shoot for these goals, we 
should always seek to deploy our talents into 
the world for the good of others as well as for 
ourselves. Only in this way will we attain the 
highest level of success. 

As we SHIFT forward on our journey, let 
us not conform to the everyday noise of this 
world. Instead, let's be transformed by the re- 
newing of our mind and our spirit. May God 
Bless You! @ 


39 


Steve Friedlander 

2nd Qualification ET 
$78,942 Net ALP 84 
82.4 Ret 


Altig-Orlovic 

3rd Qualification 
$100,357 Net ALP 
77.8 Ret 


Altig-Orlovic 

7th Qualification 
$143,944 Net ALP 
86.0 Ret 


tried before. Maybe even things nobody 
else tried before. We can't always play it 
safe if we want to play to win in life. 
4. Without an emotional commitment, we 
ax can easily be tempted to settle for nothing 
а more than a basic, minimal competence 
in what we do. The world actually most 
Don Foti 
1st Qualification 
$78,346 Net ALP 
82.0 Ret 


often seems to be filled with plain old 


И Alex Roland 
il 1st Qualification 
$67,785 Net ALP 
86.9 Ret 


~ Travis Moody 
и 1st Qualification 
» $60,707 Net ALP 
j 82.5 Ret 


incompetence, punctuated here and there 
by a somewhat higher state of mediocrity. 


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